Solutions · Travel & hospitality
Make the booking easy to pay for, wherever the trip begins.
Accept eligible local methods for reservations and pay partners through supported payout routes.
- Installments & 3D Secure in Colombia, Mexico and Peru
- Real-time rails: Pix, SPEI, Bre-B
- Local rails in 14 countries
Installments & 3D Secure in Colombia, Mexico and PeruEscaneie o QR · expira em 29:59
The challenge
Where travel bookings get lost, and how to win them back
Trips are expensive, bought in advance and often paid by someone other than the traveler. Payments built for small, domestic tickets struggle with all three.
Paying like a foreign merchant
- Cross-border card frictionLocal cards charged by a foreign acquirer can face more declines and extra fees for the traveler.
- Tickets above card limitsA family package can exceed a card limit when installments are not offered at checkout.
- Agency payments by handTravel agencies pay by transfer with a reference in the memo, or none at all, and finance matches them manually.
- Slow supplier settlementPaying hotels and local operators by international wire is slow, costly and hard to track.
Paying like a local, with Localpayment
- Local card acceptanceVisa and Mastercard in Argentina, Colombia, Mexico and Peru, plus American Express, Naranja and Cabal in Argentina and American Express and Diners Club in Colombia.
- Installments where travelers expect themCard installments with 3D Secure in Colombia, Mexico and Peru, on the same integration.
- A virtual account per agencyEvery transfer lands in an account that identifies the agency or booking file, and reconciles itself.
- Local payouts to suppliersBank transfers in 14 countries, in batches, with approvals and proof of payment.
Payment flows
One platform for every flow in a trip
From the traveler who books, to the agency that resells, to the hotel that hosts.
Sell trips with the methods travelers use
Accept cards with 3D Secure and installments in Colombia, Mexico and Peru and local card schemes in Argentina, and offer account-to-account rails such as Pix, PSE and Bre-B to travelers who prefer to pay from their bank.
- Visa and Mastercard in Argentina, Colombia, Mexico and Peru, plus American Express, Naranja and Cabal in Argentina and American Express and Diners Club in Colombia
- Installments and 3D Secure in Colombia, Mexico and Peru
- Pre-authorization and capture for holds and final charges
- Card tokenization for returning travelers
Escaneie o QR · expira em 29:59
A dedicated account for every agency
Issue a virtual account per travel agency or per booking file. Transfers are matched automatically, so your team stops hunting for references in bank statements.
- CLABE in Mexico, CVU in Argentina, Pix keys in Brazil, CCI in Peru
- USD collections via SPID in Mexico
- A webhook the moment funds arrive
Virtual account
Customer #000123
CLABE
646180 •••• •••• 4821
- SPEI · ref 7F2A009309:41MX$ 12,400.00Matched
- SPEI · ref 3B7Q021109:12MX$ 4,980.50Matched
- SPEI · ref 9A1C1189YesterdayMX$ 22,150.00Matched
Pay hotels and operators in their currency
Send local bank transfers to suppliers in 14 countries, in batches from the Business Portal or one by one through the API, with approvals and proof of payment for every transfer.
- Real-time rails where available: SPEI, Pix, COELSA, TEF, CCE
- Double-signature approvals for large batches
- Downloadable proof of payment for each payout
Seller payouts
Batch #2026-09-30-A
- BrazilPix · 486 payoutsR$ 412,380.00Paid
- MexicoSPEI · 302 payoutsMX$ 3,105,200.00Paid
- ArgentinaCBU / CVU · 214 payoutsARS 98,450,000Processing
- ColombiaACH · Bre-B · 128 payoutsCOP 1,240,500,000Processing
- ChileTEF · 74 payoutsCLP 186,320,000Queued
- PeruCCI · 44 payoutsS/ 312,400.00Queued
Settle where your business runs
Hold balances in local currency, convert into USD or EUR within local market hours and lock a quoted rate before you execute.
- Rate lock with a quote token
- Bulk conversions between your own accounts
- Withdrawals to your own bank account or to allow-listed USDC/USDT wallets
Convert
250,000.00
1,358,025.00
Risk & trust
Protect high-value bookings
Card controls built for high-value, card-not-present bookings.
Pre-authorization & capture
Hold the amount when the trip is booked, capture the final charge at confirmation, or release the hold if the booking falls through.
3D Secure (CO, MX, PE)
Authenticate card-not-present bookings in Colombia, Mexico and Peru before you charge high tickets.
Installments (CO, MX, PE)
Let travelers split high-value trips into card installments in Colombia, Mexico and Peru, on the same integration.
Recommended method mix
Which methods to offer travelers, market by market
Cards with installments where we acquire them; instant transfers and virtual accounts for high tickets and agency payments; local rails to pay hotels and operators.
Mexico
- Pay-in methods
- Cards (Visa, Mastercard) with 3D Secure and installments · CLABE virtual account (SPEI) · SPID USD account
- Payout rails
- SPEI 24/7
Colombia
- Pay-in methods
- Cards (Visa, Mastercard, Amex, Diners) with 3D Secure and installments · PSE · Bre-B · Bre-B-key virtual account
- Payout rails
- Bre-B key 24/7 · TransfiYa · ACH
Argentina
- Pay-in methods
- Cards (Visa, Mastercard, Amex, Naranja, Cabal) · CVU virtual account · Debin · QR
- Payout rails
- COELSA transfers 24/7
Brazil
- Pay-in methods
- Pix (QR and Copia e Cola) · Pix-key virtual account per agency
- Payout rails
- Pix 24/7 · TED
Chile
- Pay-in methods
- TEF virtual account · ETPAY
- Payout rails
- TEF 24/7 up to CLP 7,000,000 · same-day above
Peru
- Pay-in methods
- Cards (Visa, Mastercard) with 3D Secure and installments · CCI virtual account (PEN and USD) · QR
- Payout rails
- CCE real-time up to PEN 30,000 · LBTR above
Costa Rica
- Pay-in methods
- SINPE virtual account (CRC and USD)
- Payout rails
- SINPE · SINPE Móvil 24/7
Only methods documented in our API are listed. Limits, speeds and cut-off times per method are on each country page.
Money flow
From a booking to a paid hotel
One integration to collect from travelers and agencies, convert, refund and pay suppliers across Latin America.
- 1
TravelerYour travel business:
Books a trip
Flights, rooms or packages are priced in local currency; agencies receive a dedicated virtual account number per booking file.
- 2
Your travel businessLocalpayment:
Create the charge
POST /api/payin/ with your booking reference as external ID. On cards, pre-authorize at booking and capture the final amount at confirmation.
- 3
TravelerLocalpayment:
Pays locally
Card with 3D Secure and installments in Colombia, Mexico and Peru, Pix, PSE, Bre-B, SPEI or a transfer to the virtual account.
- 4
LocalpaymentYour travel business:
Signed webhook
Each status change arrives signed with HMAC-SHA256, so the ticket or voucher is issued the moment the payment confirms.
- 5
LocalpaymentLocalpayment:
Local balance → USD
Convert within local market hours; lock the rate with a quote token when you know the amount to settle.
- 6
LocalpaymentHotels & operators:
Pay suppliers
POST /api/payout/ one by one or in batches, in local currency over local rails, with double-signature approval and a proof of payment per transfer.
- 7
LocalpaymentTraveler:
Refund the traveler
Cancellations go back by the original rail: a card refund, or a transfer to the traveler’s account in local currency.
- 8
LocalpaymentYour USD account:
Settle
Withdraw USD to your account, or hold multi-currency balances to fund the next payout run.
Installments and card subscriptions are available in Colombia, Mexico and Peru. Cards are not offered in Brazil. Conversion happens within local market hours; the rate is locked with a quote token.
Market figures
The size of the online market travel sells into
Public figures from official and industry sources. Each one links to its source.
R$ 234.9 bn
projected e-commerce revenue in Brazil for 2025
77.2M
online shoppers in Mexico
Source: AMVO, Estudio de Venta Online 2026 (as reported by PRODU), 2025
67%
of online payments in Argentina are made with credit cards
Industry FAQ
Where is this solution available?
Coverage varies by product, payment method and market. Check Coverage & Network for the current details.
Can I offer installments on travel bookings?
Yes, on cards in Colombia, Mexico and Peru, together with 3D Secure. In other markets, account-to-account rails and virtual accounts are often the better fit for high-value tickets.
Can I authorize a card at booking and charge the final amount later?
Yes. With pre-authorization and capture you place a hold when the trip is booked, capture the final amount when it is confirmed, or cancel the authorization if the booking falls through.
How do travel agencies pay us?
Give each agency, or each booking file, its own virtual account. The agency pays by local transfer from any bank, and we match the payment and notify you by webhook automatically.
Do you accept cards in Brazil?
No. In Brazil, travelers pay with Pix, which is instant and available 24/7, or by bank transfer into a Pix-key virtual account.
How do refunds and chargebacks work?
Card refunds go back to the same card; transfer-based payments are refunded as a payout to the traveler’s account in local currency, with a signed webhook on every status change. Chargebacks on cards follow the schemes’ rules; 3D Secure shifts liability on authenticated transactions, and account-to-account rails such as Pix, PSE and SPEI do not carry chargebacks.
Can I hold balances in several currencies and convert when I choose?
Yes. Collections stay in local currency until you convert them, within local market hours, to USD, EUR or another supported hard currency, locking the rate with a quote token. You can also keep local balances to fund supplier payouts and refunds without converting twice.
How long does it take to go live?
You receive Stage credentials at the start of the partnership, test every flow with no real money and go live in weeks. New markets are added by configuration, with no reintegration.
Keep exploring
Cards
Local and international schemes, installments, 3D Secure and tokenization.
Cards —Virtual accounts
A unique local account per agency, booking or customer.
Virtual accounts —Payouts
Local bank and wallet payouts with approvals and proof of payment.
Payouts —Coverage
18 countries with a licensed, registered or supervised presence.
Coverage —Payment methods by country
Every documented method with limits and speeds.
Payment methods by country —Checkout experiences
What the payer sees, method by method, country by country.
Checkout experiences —
Sell more trips across Latin America
Tell us your markets and booking flows. We will map the methods, payouts and settlement that fit them.