Skip to content

Payouts

Get money to the people and businesses you need to pay.

Pay suppliers, sellers, contractors and customers through local bank and wallet rails, and track every payout from request to completion.

  • Pix, SPEI, COELSA, TEF
  • Real-time, 24/7
  • One API

Delivering results for global businesses

  • Airwallex
  • LianLian Global
  • PayPal
  • XTransfer
  • TransferMate
  • PingPong
  • Global66
  • Skyee
  • TransFi
  • GCC Remit
  • Nium
  • Routefusion
  • Trolley
  • Cadana
  • neomoney
  • Rapyd
  • TerraPay
  • CurrencyBird
  • Ontop
  • Thunes
  • Triple-A
  • Xtract
  • Payoneer
  • Noah
  • Ksher
  • Manteca
24/7
Real-time payout API, every day of the year
Pix · SPEI
Instant rails, confirmed in seconds
Webhook
Every status, signed, as it happens
API
One call per payout, with no manual approval

Why Localpayment

Fewer providers, faster payouts, cleaner books

One partner for local payouts across the region: one balance, one integration and the same statuses in every country.

Talk to our sales team

Tell us your markets and volumes, and we’ll design the integration with you.

Coverage

Local payout rails on local rails

Payouts travel over each country’s own clearing systems and instant-payment networks, in local currency.

  • Argentina

    Currency
    ARS
    Rails
    COELSA
    Speed
    Real-time 24/7
  • Brazil

    Currency
    BRL
    Rails
    Pix
    Speed
    Real-time 24/7
  • Chile

    Currency
    CLP
    Rails
    TEF
    Speed
    Real-time 24/7
  • Colombia

    Currency
    COP
    Rails
    Bre-B · TransfiYa
    Speed
    Real-time 24/7
  • Costa Rica

    Currency
    CRC
    Rails
    SINPE Móvil
    Speed
    Real-time 24/7
  • Mexico

    Currency
    MXN
    Rails
    SPEI
    Speed
    Real-time 24/7
  • Paraguay

    Currency
    PYG
    Rails
    SIPAP
    Speed
    Real-time 24/7
  • Peru

    Currency
    PEN
    Rails
    CCE
    Speed
    Real-time 24/7
  • United States

    Currency
    USD
    Rails
    ACH and wire
    Speed
    Offered
  • Euro area

    Currency
    EUR
    Rails
    SEPA
    Speed
    Offered
  • China

    Currency
    CNY
    Rails
    CNY
    Speed
    Offered
  • Hong Kong

    Currency
    HKD
    Rails
    HKD
    Speed
    Offered
  • Singapore

    Currency
    SGD
    Rails
    SGD
    Speed
    Offered

Instant rails documented on docs.localpayment.com/docs/global-coverage. Each country page lists every rail. USD (ACH and wire), EUR (SEPA), CNY, HKD and SGD are offered

Payouts

Also offered

USD (ACH and wire), EUR (SEPA), CNY, HKD and SGD payouts are offered.

  • USD · ACH and wire
  • EUR · SEPA
  • CNY
  • HKD
  • SGD

Money flow

From your balance to the beneficiary

Create the payout, approve it, and follow every status until the credit is complete.

  1. 1

    Your platformLocalpayment:

    POST /api/payout/

    Beneficiary, amount and country, one by one or in batches.

  2. 2

    LocalpaymentYour platform:

    Validation and approval

    Data checks and, where configured, double-signature approval.

  3. 3

    LocalpaymentLocal rail / bank:

    Sent over the local rail

    Bank transfer, Pix, SPEI, wallet or the rail of the country.

  4. 4

    Local rail / bankBeneficiary:

    Credit to the account

    The beneficiary sees the funds in their account or wallet.

  5. 5

    LocalpaymentYour platform:

    Status webhook

    Completed, rejected or returned: your system reconciles automatically.

Illustrative flow. Rails, cut-offs and limits vary by country; see the country pages.

Controls

Controls your finance team will trust

Every payout runs through the same checks: the destination is valid, and your balance can cover it. It goes out in real time, 24/7.

  • Real-time API

    Each payout is one API call, 24/7, on rails such as Pix and SPEI. Funds move without a manual approval step.

  • Low balance alerts

    Set a threshold per account and get notified before your balance runs short for upcoming payouts.

  • Proof of payment download

    Download a proof of payment for each completed payout — from the portal or the API — and share it with the beneficiary.

API playground

Payouts, one call at a time

POST /api/payout/ is a real-time API, 24/7. Enter plays simulated responses from the public docs. A marketplace split is several payout calls.

DEMOILLUSTRATIVE DATA

The 80/20 bar is an illustrative storyboard allocation.

Each beneficiary is its own POST /api/payout/.

Illustrative balances

  • USD25,000.00
  • ARS250,000.00
  • BRL184,200.00
  • MXN310,500.00

Balances move only inside this demo, by the sample amounts.

uspapesv

USD in this demo: United States, Panama, Peru and El Salvador.

localpayment — demo

POST /api/payout/ · 1/2

Authorization: Bearer <DEMO_TOKEN>

DEMO · Nothing is sent. This demo never calls Stage or Production.

POST /api/payout/ · 1/2

The simulated response appears here

View in docsILLUSTRATIVE DATA

For developers

One endpoint, country-specific beneficiary fields

Create a payout with POST /api/payout/ — one request for every market, with beneficiary fields that depend on the country and the local rail chosen by payment method code. Authenticate with a Bearer token and follow each payout by signed webhook.

  • Your own externalId on every payout; duplicates return HTTP 409
  • A signed webhook for every status, 24/7
  • Cancel with PATCH /api/payout/cancel; proof of payment via API

# Illustrative request — see docs.localpayment.com for the exact contract curl -X POST https://api.v3.localpayment.com/api/payout/ \ -H "Authorization: Bearer $ACCESS_TOKEN" \ -H "Content-Type: application/json" \ -d '{ "externalId": "3f9c1b2e-0000-4000-8000-000000000042", "paymentMethod": { "type": "BankTransfer", "code": "0130", "flow": "DIRECT" }, "country": "MEX", "currency": "MXN", "amount": 18400.00, "accountNumber": "<your-account-number>", "conceptCode": "0001", "beneficiary": { "type": "INDIVIDUAL", "name": "Lucía", "lastname": "Méndez", "document": { "type": "RFC", "id": "MEML900101XXX" }, "bank": { "account": { "type": "C", "number": "012180000000000000" } } } }'

Frequently asked questions

In which countries can I send payouts?

Localpayment offers local payout rails on local rails: Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, the Dominican Republic, El Salvador, Guatemala, Honduras, Mexico, Panama, Paraguay and Peru.

How fast does a payout arrive?

On Pix, SPEI, COELSA, TEF, CCE, Bre-B and SINPE Móvil, payouts confirm in seconds, 24/7, through the same API.

Do payouts wait for a manual approval?

No. A payout is a real-time API call, 24/7. POST /api/payout/ sends it onto the rail, and each status arrives by signed webhook.

What statuses does a payout go through?

Received (validated and accepted with your externalId), Locked (the amount is reserved from your balance, so it can’t be spent twice), In progress (on the local rail; it can no longer be canceled) and Completed (funds reached the beneficiary). Each change is notified by signed webhook.

Can I cancel a payout?

Yes, until it reaches In progress. Once the transfer is on the local rail, returns and recalls follow the rules of that rail.

How do I fund my payouts?

Payouts are debited from your Localpayment balance, which you can fund with your local collections or with a Wire In in fiat or stablecoins. Low-balance alerts warn you before it runs short.

Can I pay many beneficiaries?

Yes. Send one API call per payout, each with its own externalId, and follow every status by signed webhook.

What does a beneficiary need to provide?

It depends on the rail: a bank account or key (CBU/CVU, Pix key, CLABE, CCI…), the account holder’s name and tax ID. The country guides in the docs list the exact fields per rail.

Do I get proof of payment?

Yes. Completed payouts carry a proof of payment that you can download from the Business Portal or share with the beneficiary.

How do Tax, Bill and Service Payments work in Mexico?

You send a payout to a billing reference instead of a bank account, in MXN, through the same Payout API: paymentMethod.type BillPay, code 0119. Federal taxes (billType 0098) are paid with the corresponding payment reference, and every status is notified by webhook.

Pay out locally, at scale

Get Stage credentials when the partnership starts and go live in weeks. New countries are a configuration, not a reintegration.

How can we help?

Download your copy

Leave your details and get the full edition instantly.