Digital goods, streaming & gaming
Keep players in the flow. Make local payments part of the game.
Offer eligible local ways to pay for in-game purchases, and support payouts to creators or tournament participants where available.
- Pix, PSE, Bre-B and QR
- Card subscriptions in CO, MX & PE
- Settlement in USD
Pix, PSE, Bre-B and QRScan the QR · expires in 29:59
Delivering results for global businesses
Market figures
Why local methods decide digital sales in Latin America
Public figures from official and industry sources. Each one links to its source.
54.7%
of payment transactions in Brazil are made with Pix
77.2M
people shopped online in Mexico in 2025
Source: AMVO, Estudio de Venta Online 2026 (as reported by PRODU), 2025
37.6%
of e-commerce sales value in Peru is paid with digital wallets
Source: Capece, Observatorio de Comercio Electrónico (as reported by El Comercio), H1 2026
Why Localpayment
Everything a digital business needs to sell locally
Local methods at checkout
Many buyers prefer Pix, transfers, QR or wallets, and many don’t have a card that works for international purchases. Offer Pix (QR and Copia e Cola), PSE, Bre-B, Debin, ETPAY and QR in Argentina, Bolivia, Guatemala and Peru, plus Visa and Mastercard in Argentina, Colombia, Mexico and Peru, American Express in Argentina and American Express and Diners Club in Colombia. Use your own checkout, hosted WebCheckout, an iframe or Smart Fields, or share a payment link by email, SMS or social media — no code required.
Local methods at checkout —Renewals that keep running
Cards expire, get reissued or hit limits, and a happy subscriber silently churns. Bill plans on a schedule or on demand in Colombia, Mexico and Peru with tokenized cards and configurable retry repetitions and intervals. If retries run out you get a clear status, so you can win the subscriber back. Each charge is a payin with its own webhook.
Renewals that keep running —Top-ups in seconds, settlement in USD
Players and viewers add credit with a Pix QR code, a QR payment or a transfer to a personal virtual account (CVU, CLABE, Pix key), each matched to the right user automatically; on real-time rails the balance updates in seconds. Instead of one more currency per market, collections are converted and credited to your Localpayment account in USD, ready to withdraw to your own bank account.
Top-ups in seconds, settlement in USD —Protect instant delivery without adding friction
Digital items are delivered the moment a payment clears, so controls act before that. Account-to-account and QR payments are approved by the payer in their bank app, with no card data; cards add 3D Secure in Colombia, Mexico and Peru; chargebacks are managed with evidence upload, plus BIN allow-listing. Every API call is IP allow-listed and webhooks are HMAC-signed, so you deliver as soon as the approval webhook arrives.
Protect instant delivery without adding friction —
Talk to our sales team
Tell us your markets and volumes, and we’ll design the integration with you.
Recommended method mix
Which methods to offer subscribers and players, country by country
Instant transfers and QR for one-off purchases and top-ups everywhere; cards with subscriptions where we acquire them; local rails for refunds and creator payouts. Only methods documented in our API are listed. Limits, speeds and cut-off times per method are on each country page.
Brazil
- br
Payin methods: Pix (QR and Copia e Cola) · Pix-key virtual account per player for top-ups. Payout rails: Pix 24/7 · TED.
Brazil —Mexico
- mx
Payin methods: Cards with 3D Secure, tokenization and subscriptions · CLABE virtual account (SPEI). Payout rails: SPEI 24/7.
Mexico —Colombia
- co
Payin methods: Cards with subscriptions · PSE · Bre-B · Bre-B-key virtual account. Payout rails: Bre-B key 24/7 · TransfiYa · ACH.
Colombia —Argentina
- ar
Payin methods: Cards (Visa, Mastercard, Amex) with tokenization · QR · Debin · CVU virtual account. Payout rails: COELSA transfers 24/7.
Argentina —Chile
- cl
Payin methods: ETPAY · TEF virtual account. Payout rails: TEF 24/7 up to CLP 7,000,000 · same-day above.
Chile —Peru
- pe
Payin methods: Cards with 3D Secure, tokenization and subscriptions · QR · CCI virtual account (PEN and USD). Payout rails: CCE real-time up to PEN 30,000 · Wallets (CCE, direct).
Peru —
br
mx
co
ar
cl
peMoney flow
From a local checkout to unlocked content and a USD balance
One integration for subscriptions, game purchases and in-game top-ups, with FX, refunds and creator payouts on the same platform.
- 1
Subscriber or playerYour platform:
Picks a plan, game or top-up
Hosted checkout, payment link or embedded fields show the methods available in the buyer’s country; price in USD or local currency.
- 2
Your platformLocalpayment:
Create the payin
POST /api/payin/ with your external ID and the buyer’s country. For renewals, charge the tokenized card on schedule.
- 3
Subscriber or playerLocalpayment:
Pays locally
Pix, PSE, Bre-B, QR, ETPAY, a transfer to a personal virtual account, or a local card in Argentina, Colombia, Mexico or Peru.
- 4
LocalpaymentYour platform:
Signed webhook unlocks the content
Status changes arrive signed with HMAC-SHA256. Instant rails confirm in seconds, 24/7, so access or credits are granted at once.
- 5
LocalpaymentLocalpayment:
Local balance → USD
Convert within local market hours; lock the rate with a quote token when the amount is known.
- 6
LocalpaymentYour USD account:
Settle
Withdraw USD to your account, or hold multi-currency balances to fund refunds and local payouts.
- 7
LocalpaymentSubscriber or player:
Refund or pay creators
Refunds go back through the refund API, by the original method; creators and tournament winners are paid with POST /api/payout/, with one API call per payout, with optional double-signature approval.
Card subscriptions are available in Colombia, Mexico and Peru; Brazil is served with Pix. Conversion happens within local market hours; the rate is locked with a quote token.
Industry FAQ
Where is this solution available?
Coverage varies by product, payment method and market. Check Coverage & Network for the current details.
Can I bill subscriptions in local currency?
Yes. Card subscriptions are available in Colombia, Mexico and Peru, with scheduled or on-demand charges and configurable retries.
Can players top up without a card?
Yes. Players can add credit with a Pix QR code, a QR payment or a transfer to a personal virtual account. Each deposit is matched to the right user automatically and you receive a signed webhook for every one.
How do refunds and disputes work?
Refunds go back by local rail, in local currency, from your balance. Instant transfers and QR payments are approved by the payer in their own bank app, so they do not carry card-style chargebacks; card payments use 3D Secure and follow the card schemes’ dispute rules.
Can I pay creators, studios or affiliates locally?
Yes. POST /api/payout/ sends local-currency transfers over Pix, SPEI, Bre-B, COELSA, TEF, CCE and more, with one API call per payout, with optional double-signature approval. Each payout carries your external ID and reports its status by signed webhook.
How do I receive my funds?
Collections are converted and credited to your Localpayment account, usually in USD. From there you can withdraw to your own bank account or to an allow-listed USDC or USDT wallet.
Do you support gambling or betting?
No. This solution covers streaming, digital content, apps, e-learning and video games. Gambling and betting are out of scope.
How do I test the integration?
You get Stage credentials at the start of the partnership. Stage mirrors production with test cards and a virtual-account payment simulator, so you can run every flow before going live — typically in weeks.
Keep exploring
Local payment methods
Pix, PSE, Bre-B, QR and more, through one payin API.
Local payment methods —Recurring payments
Card subscriptions with configurable retries.
Recurring payments —Checkout
Hosted checkout, payment links, embedded iframe and Smart Fields.
Checkout —Coverage
local currencies with a licensed, registered or supervised presence.
Coverage —Payment methods by country
Every documented method with limits and speeds.
Payment methods by country —Checkout experiences
What the payer sees, method by method, country by country.
Checkout experiences —
Grow your subscriber base in Latin America
Card subscriptions are available in Colombia, Mexico and Peru only. Get Stage credentials at the start of the partnership, go live in weeks and add new markets by configuration.