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Paraguay · Payouts

Real-time payouts in Paraguay over SIPAP

Pay out in guaraníes (PYG) to Paraguayan bank accounts over SIPAP in real time, with a high-value flow for larger amounts.

Contact salesParaguay API docs
  • SIPAP · real-time rail
  • Currency: PYG
  • Registered
Real-time payouts
SIPAP
High-value flow included
PYG 5,000,000+
Payouts
PYG
Registered with
SEPRELAD

Market snapshot

Paraguay in figures

Public, dated figures from official sources. Every number links to its source.

Market overview

Guaraní payouts over SIPAP

In Paraguay, Localpayment disburses in guaraníes (PYG, no decimals) to local bank accounts over SIPAP. Pay-ins are not part of our documented coverage today. Localpayment is an Obligated Entity before SEPRELAD.

  • SIPAP payouts in real time up to PYG 5,000,000
  • SIPAP high-value flow above PYG 5,000,000
  • PYG amounts sent with zero decimals
  • Accepted documents: RUC and CI
Compare all payment methods

Checkout experience

How a payout reaches the beneficiary in Paraguay

Pick a payment method to watch the checkout, step by step. Screens and amounts are illustrative.

Payout · Bank transfer (SIPAP)

  1. 1Comercio EjemploYour platform sends a PYG 1,500,000 payout through Bank transfer (SIPAP).
  2. 2Banco EjemploThe beneficiary sees the PYG 1,500,000 credit in their bank account.
  3. 3Payout completedYour system receives the signed webhook and updates the order.

Payouts

Payout rails in Paraguay

Every documented rail, with speed, cut-off and limits.

  • Bank transfer (SIPAP)

    Type
    Bank transfer
    Code
    0160
    Speed / cut-off
    Real-time, 24/7
    Limits
    Up to PYG 5,000,000
    Notes
    —

  • SIPAP high-value

    Type
    Bank transfer
    Code
    0160
    Speed / cut-off
    Real-time, 24/7
    Limits
    Above PYG 5,000,000
    Notes
    High-value flow for larger amounts

Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.

Operations

Fund, approve and track every payout

The controls around your payouts in Paraguay, from funding to proof of payment.

  • Fund your balance

    Top up with a bank wire or with USDC or USDT on Ethereum and Tron (Wire In). Stablecoin deposits are credited about 2–10 minutes after confirmation.

  • Approvals and double signature

    Require a second approver in the Business Portal before a payout is released.

  • Track every payout

    Follow each payout from received to completed with HMAC-signed webhooks, and reconcile it with reports and proof of payment in the API or the Business Portal.

License & regulation

Paraguay: registered presence

Obligated Entity — Secretariat for the Prevention of Money or Asset Laundering (SEPRELAD). Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).

  • Status: Registered
  • Production credentials after Stage testing, a security review and KYB
  • Accepted documents: RUC, CI
  • TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks
See all licenses

For developers

Send your first payout in Paraguay

Get an access token with POST /api/token/, then call POST /api/payout/ with the rail code and the ISO-3 country code. Test it in Stage first: no real money moves.

  • Country PRY · currency PYG
  • Rail: Bank transfer (SIPAP) · code 0160
  • Final status by HMAC-signed webhook
Paraguay guide in the docs
# Illustrative request with simplified fields — see the Paraguay page at docs.localpayment.com
# ACCESS_TOKEN comes from POST /api/token/ and is valid for 5 minutes
curl -X POST https://api.stage.localpayment.com/api/payout/ \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "externalId": "payout-py-000184",
    "country": "PRY",
    "currency": "PYG",
    "amount": 1500000,
    "paymentMethod": {
      "type": "BankTransfer",
      "code": "0160",
      "flow": "DIRECT"
    },
    "accountNumber": "<your-account-number>",
    "conceptCode": "0001",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "name": "Diego",
      "lastname": "Benítez",
      "document": { "type": "CI", "id": "0000000" },
      "bank": {
        "account": { "number": "<beneficiary-account-number>" }
      }
    }
  }'

Nearby markets

Keep expanding across the region

Same API, same Business Portal: a new market is a configuration, not a new integration.

Frequently asked questions

Which methods are available in Paraguay?

Payouts: Bank transfer (SIPAP) and SIPAP high-value. Pay-ins are not part of our documented coverage here today. The table above shows codes, limits and speeds.

Are payouts real-time in Paraguay?

Yes, over SIPAP up to PYG 5,000,000. Larger amounts use the SIPAP high-value flow.

Does PYG use decimals in the API?

No. Guaraní amounts are sent with zero decimals.

Can I collect payments in Paraguay?

We offer payouts today. Talk to sales about collections.

How do I go live in Paraguay?

Talk to sales about your flows. After the agreement and a compliance review (due diligence or enhanced due diligence), you receive Stage (sandbox) credentials to integrate without moving real money. Production credentials follow Stage testing, a security review and business verification (KYB), so you can go live in weeks.

Related products

Launch in Paraguay

Get Stage (sandbox) credentials when the partnership starts and go live in weeks. Adding countries later is a configuration, not a reintegration.

Contact salesGo to our docs

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