Pricing
Pricing that follows your payment flows
Every quote is built around your countries, payment methods and volume. You receive a written proposal with every fee and your FX terms before you sign, and you see the exact rate before each conversion.
- Quotes built for your markets
- Every fee listed in your proposal
- Rate lock before each conversion
Quotes built for your marketsHow pricing works
The parts of every quote
Every Localpayment proposal is built from the same parts. The values depend on the country, the method and your volume.
Processing
Pay-ins and virtual accounts are priced per payment method and country. Your proposal lists each fee.
FX
Set in your agreement and applied only when a conversion happens. You see the rate before you execute and can lock it with a quote token.
Payout
Payouts are priced per payout method and country, on their own line in your proposal.
Your quote
How we build your quote
- 01
Share your flows
Tell us which countries, methods and directions you need: pay-ins, payouts, virtual accounts or FX.
- 02
Size your volume
Expected monthly volume and ticket size by market let us price each method accurately.
- 03
Receive your proposal
A written quote with per-method fees and FX terms, before you sign anything.
- 04
Integrate and go live
Stage credentials at the start of the partnership, and your first market live in weeks.
Price drivers
What shapes your price
Country
- Why it matters
- Each market has its own rails, regulation and costs.
Payment method
- Why it matters
- Cards, bank transfers, QR codes and wallets carry different processing costs.
Direction
- Why it matters
- Pay-ins, payouts and virtual accounts are priced separately.
Volume and ticket size
- Why it matters
- Volume and average ticket shape the rate you are quoted.
Currency conversion
- Why it matters
- FX terms apply only when funds are converted.
Example factors only. Your quote lists every fee that applies to your account.
Platform
Built into the platform
Stage environment
Test every flow with no real money, including a virtual-account payment simulator.
24/7 customer support
Reach our support team at any hour at support@localpayment.com.
Business Portal
Operate pay-ins, payouts, FX, reports, users and roles from one web portal.
Signed webhooks
HMAC-SHA256-signed notifications for every status change.
Reporting & reconciliation
Reports with export, plus balance, activity and reconciliation APIs.
Security controls
MFA, role-based access, IP allow-listing and double-signature payouts.
FX
See the rate before you convert
Request a quote, review the rate and lock it with a quote token before you execute. Conversions from local currency into USD, EUR, GBP, CAD, AUD, NZD, CHF, USDC or USDT run within local market hours.
- Quote and lock before executing
- FX terms set in your agreement
- Every conversion listed in your account activity and reports
Convert
250,000.00
1,358,025.00
Frequently asked questions
Do you charge monthly or setup fees?
That depends on your agreement. Your written proposal lists every fee that applies to your account, recurring or one-off, before you sign, so there are no surprises.
What does a proposal include?
The fees for each payment method and country you need, for pay-ins, payouts and virtual accounts, plus your FX terms. Any custom arrangement is set out in your agreement.
How is FX priced?
FX terms are set in your commercial agreement. Before each conversion you request a quote, see the exact rate and can lock it with a quote token, within local market hours.
Why don’t you publish a price list?
Costs vary widely by country, method and volume. A single list could not reflect those differences, so we quote your real flows instead.
Where can I follow my transactions and conversions?
In the Business Portal reports, with export for your finance team, and through the balance, activity and reconciliation APIs.
Are pay-ins and payouts priced separately?
Yes. Each product is priced per payment method and country and listed on its own line in your proposal, so your finance team can see the cost of collecting and of paying out in each market.
Get a quote for your payment flows
Tell us your markets, methods and expected volume. Our team will come back with a proposal.