Business Portal
Manage payins, payouts, settlement and reporting in one portal.
One secure web portal where finance, operations, treasury and admin teams run payins, payouts, FX, reports and configuration — each with the right access and one-time-code sign-in.
- Email, password and one-time code
- Built-in and custom roles
- Real-time payouts, 24/7
Email, password and one-time codeOverview
USD
1,284,560.00
+4.2%
BRL
3,420,118.40
+12.8%
MXN
8,905,332.10
+6.1%
- Payin · Pixorder_8F2K-1043+ R$ 1,250.00
- Payout · SPEIseller_0921− MX$ 18,400.00
- FX · BRL → USDfx_3b7q250,000.00 USD
- Payin · Bre-Border_9A1C-2210+ COP 890,000
- 7
- Modules in one portal
- Custom roles
- Built-in roles, plus your own
- 24/7
- Real-time payouts on Pix, SPEI and other instant rails
- Email code
- One-time verification code at sign-in
Why Localpayment
One portal for finance, operations and treasury
Seven modules cover your whole payment operation, and roles decide who can see and do what in each of them.
Pay out in real time
Send each payout through the API and follow it by webhook. Turn on a second approver with requireAuth when you want that control, and download a proof of payment when it completes.
Pay out in real time —Move money across currencies and countries
Convert local balances into hard currencies, move funds between your accounts and manage Wire In and Wire Out without leaving the portal.
Move money across currencies and countries —Give finance answers in minutes
Balance, projected balance, activity and transaction detail reports, exportable to XLS or scheduled by email or SFTP, for daily reconciliation.
Give finance answers in minutes —The right access for each team
Finance, operations, treasury and administrators share one portal, with built-in or custom roles, one-time-code sign-in and IP allow-listing.
The right access for each team —
Talk to our sales team
Tell us your markets and volumes, and we’ll design the integration with you.
Use cases
One portal for every operating model
Payment platforms
Give each team the role it needs and send payouts in real time.
Payment platforms —E-commerce & marketplaces
Refund, export and answer customers from the transaction detail.
E-commerce & marketplaces —Payroll & global workforce
Pay people on instant rails and download every proof of payment.
Payroll & global workforce —B2B & high-value
Track balances, convert FX and move funds between accounts.
B2B & high-value —
Payouts
Send a payout, and add a second approver only if you want one
On the API, a payout goes out immediately unless you set requireAuth.
Prepare
Create the payout with POST /api/payout/, one call per beneficiary.
Approve
If you set requireAuth, it waits until a second authorized user approves it.
Send
The amount is locked from your balance and the transfer goes out on the local rail.
Confirm
The status updates in the portal and by webhook. Download the proof of payment when it completes.
Security
Secure by default
The portal is built around the controls finance and security teams expect: strong sign-in, least-privilege roles and separation of duties for every movement of money.
- Sign-in with email, password and a one-time verification code
- Built-in and custom roles, with least-privilege guidance
- Optional second approver on payouts, with requireAuth
- IP allow-listing for API calls, managed in the portal
- HMAC-signed webhooks and activity logs
- PCI DSS v4.0.1
- SOC 2 Type II
- ISO 27001
- AML/KYC
- TLS 1.2+ · AES-256
Capabilities
Seven modules, in the portal and through the API
Every operation has a counterpart for your systems, so teams and integrations see the same data.
Overview
- In the Business Portal
- Key metrics and transaction search at a glance, in dark or light mode
- Through the API
- Transaction status by your externalId
Payins
- In the Business Portal
- WebCheckout requests and payment links; search, export and manual refunds, refund review and chargeback handling
- Through the API
- POST /api/payin/, refunds, GET transaction status
Payouts
- In the Business Portal
- Create each payout, cancel before it is in progress, and download proof of payment. Add requireAuth when you want a second approver
- Through the API
- POST /api/payout/ with requireAuth, authorize, cancel
Settlement & Exchange
- In the Business Portal
- Balances and projected balance; currency exchange within local market hours; internal domestic and cross-country transfers; Wire In notifications with receipt upload; Wire Out to your own bank accounts or allow-listed wallets; payment accounts for bank accounts and stablecoin wallets
- Through the API
- Balance, activity and balance-reconciliation endpoints
Reports
- In the Business Portal
- Balance, projected balance, activity, transaction detail, historical and notification reports, itemized per transaction, account and currency; XLS export and scheduled reports by email or SFTP
- Through the API
- List and filter transactions with pagination
Configurations
- In the Business Portal
- Built-in and custom roles, API credentials, webhooks and notifications per client, country and account, IP and BIN allow-listing, low-balance alerts per account, reference lists
- Through the API
- POST /api/token/ for JWT access and refresh tokens
Operations
- In the Business Portal
- Real-time system status and incident updates
- Through the API
- Public status page: status.localpayment.com
Environments
- In the Business Portal
- Stage and production portals with separate credentials
- Through the API
- api.stage.localpayment.com and api.v3.localpayment.com
Module availability depends on the products enabled for your account.
For developers
Everything in the portal is also an API call
Operations teams work in the portal; your systems read the same statuses through the REST API. Here, a transaction status lookup by your own externalId.
- Same externalId in the portal, webhooks and API
- Bearer token from POST /api/token/
- Illustrative values — identifiers are fictitious
# Get a JWT (never hardcode credentials) curl -X POST https://api.stage.localpayment.com/api/token/ \ -H "Content-Type: application/json" \ -d '{ "username": "<api-user>", "password": "<from-your-secrets-manager>" }' # Look up a transaction by your externalId curl https://api.stage.localpayment.com/api/transactions/7c1e2f7a-0000-4000-8000-000000000042/status \ -H "Authorization: Bearer $ACCESS_TOKEN"
{ "internalId": "c948f6de-3082-4e64-bd30-916799cc56ea", "externalId": "7c1e2f7a-0000-4000-8000-000000000042", "status": { "code": "200", "description": "COMPLETED", "detail": "PAYOUT" } }
Frequently asked questions
How do I get access to the Business Portal?
Access is set up during onboarding. Once your users are created, they sign in on the Business Portal login page with their email, password and a one-time code.
How does sign-in work?
Users enter their email and password, then a one-time verification code sent to their email address.
Can I control what each user can see and do?
Yes. Assign built-in roles or create custom ones, and follow the least-privilege guidance so each person has only the permissions they need.
Can I require two approvals before a payout is sent?
Yes, when you want that control. Set requireAuth and the payout waits until a second authorized user approves it, in the portal or through the API.
Can I pay many people?
Yes. Send one API call per payout, each with its own externalId, and follow every status by webhook.
Is there a test environment?
Yes. Stage mirrors production with no real money, with its own portal and API credentials, issued at the start of the partnership.
Can I export data for my accounting system?
Yes. Most reports can be exported to XLS, and the same data is available through the balance, activity and transaction APIs for automated imports.
Can I restrict access to specific IP addresses?
Yes. Administrators can allow-list the IP addresses permitted to use the API credentials, in addition to roles and MFA on sign-in.
Also on the same API
Payouts
Bank payouts over local rails and wallet payouts where offered.
Payouts —Reporting & reconciliation
Reports, APIs and webhooks for finance teams.
Reporting & reconciliation —Checkout
WebCheckout and payment links, straight from the portal.
Checkout —Coverage
Licensed, registered or supervised presence in local currencies and local rails, country by country.
Coverage —Payment methods directory
Every documented method, with codes, limits and speed by country.
Payment methods directory —Developer quickstart
Get a token, send your first request and receive a webhook on Stage.
Developer quickstart —
Already a customer?
Log in to the Business Portal. New to Localpayment? Talk to our team to get your access set up.