El Salvador · Payouts
USD payouts in El Salvador
Pay out in US dollars to Salvadoran bank accounts over ACH, and to digital wallets through a bank transfer, from the same API you use across the region.
- ACH
- Currency: USD
- Registered · UIF
- USD
- Payouts
- ACH
- Next business day
- Wallets
- Wallet payouts
- UIF
- Registered with
Market snapshot
El Salvador in figures
Public, dated figures from official sources. Every number links to its source.
Transfer365 share of domestic immediate transfers (% of transfers, 2025)
Source: BCR, Informe de Labores 2025 (as reported by Infobae, 15 June 2026)
Transfer365 operations on weekends and holidays (% of operations, 2025)
Source: BCR, Informe de Labores 2025 (as reported by Infobae, 15 June 2026)
Individuals using the Internet (% of population, 2024)
Adults with an account, financial institution or mobile money (% of adults 15+, 2024)
Source: World Bank, Global Findex Database 2025 (FX.OWN.TOTL.ZS), 2024
- Transfer365 value (2025)USD 42,890 million
Source: BCR, Informe de Labores 2025 (as reported by Infobae, 15 June 2026)
- Fees saved by Transfer365 users since launch (2021–2025)USD 265.87 million
Source: BCR, Informe de Labores 2025 (as reported by Infobae, 15 June 2026), 2021–2025
55.7 million
Transfer365 operations (2025)
Source: BCR, Informe de Labores 2025 (as reported by Infobae, 15 June 2026)
USD 1
Maximum fee per Transfer365 CA-RD regional transfer (2023)
6,365,503
Population (2025)
Source: World Bank, World Development Indicators (SP.POP.TOTL), 2025
25.4%
Adults owning a debit card (% of adults 15+, 2024)
Source: World Bank, Global Findex Database 2025 (fin2.t.d), 2024
Dollar payouts, locally
Why Localpayment in El Salvador
El Salvador uses the US dollar. Localpayment disburses to Salvadoran bank accounts over ACH, and to digital wallets through a bank transfer. Payins are not part of our documented coverage today.
ACH payouts in USD, T+1
Wallet payouts via bank transfer
Accepted documents: DUI and NIT
Approvals, proof of payment and webhooks for every payout
Talk to our sales team
Tell us your markets and volumes, and we’ll design the integration with you.
Payment methods
Every method in El Salvador at a glance
Each documented method with its speed and limits. Full details are further down this page.
Bank transfer (ACH)
Payout · Bank transfer · T+1 (next business day), cut-off 14:00 local time
Bank transfer (ACH) —Wallets
Payout · Wallet · Via bank transfer
Related products
Payouts
Bank and wallet payouts on local rails, in real time where the rail is instant, with proof of payment.
Payouts —FX & treasury
Multi-currency balances, rate lock and internal transfers.
FX & treasury —Stablecoin rails
Fund your account with USDC or USDT on Ethereum and Tron, and withdraw to allow-listed wallets.
Stablecoin rails —
Payouts
Payout rails in El Salvador
Every documented rail, with speed, cut-off and limits.
Bank transfer (ACH)
- Type
- Bank transfer
- Code
- 0100
- Speed / cut-off
- T+1 (next business day), cut-off 14:00 local time
- Limits
- —
- Notes
- —
Wallets
- Type
- Wallet
- Code
- —
- Speed / cut-off
- Via bank transfer
- Limits
- —
- Notes
- Credited to the beneficiary’s wallet through a bank transfer
Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.
Operations
Fund, approve and track every payout
The controls around your payouts in El Salvador, from funding to proof of payment.
Fund your balance
Top up with a bank wire or with USDC or USDT on Ethereum and Tron (Wire In). Stablecoin deposits are credited about 2–10 minutes after confirmation.
Optional second approver
On instant rails, payouts confirm in seconds, 24/7. Set requireAuth when you want a second approver before funds move.
Track every payout
Follow each payout from received to completed with HMAC-signed webhooks, and reconcile it with reports and proof of payment in the API or the Business Portal.
License & regulation
El Salvador: registered presence
Obligated Entity — Financial Investigation Unit (UIF). Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).
- Status: Registered
- Production credentials after Stage testing, a security review and KYB
- Accepted documents: DUI, NIT
- TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks
- PCI DSS v4.0.1
- SOC 2 Type II
- ISO 27001
- AML/KYC
- TLS 1.2+ · AES-256
For developers
Send your first payout in El Salvador
Get an access token with POST /api/token/, then call POST /api/payout/ with the rail code and the ISO-3 country code. Test it in Stage first: no real money moves.
- Country SLV · currency USD
- Rail: Bank transfer (ACH) · code 0100
- Final status by HMAC-signed webhook
# Illustrative request with simplified fields — see the El Salvador page at docs.localpayment.com
# ACCESS_TOKEN comes from POST /api/token/ and is valid for 5 minutes
curl -X POST https://api.stage.localpayment.com/api/payout/ \
-H "Authorization: Bearer $ACCESS_TOKEN" \
-H "Content-Type: application/json" \
-d '{
"externalId": "payout-sv-000184",
"country": "SLV",
"currency": "USD",
"amount": 250,
"paymentMethod": {
"type": "BankTransfer",
"code": "0100",
"flow": "DIRECT"
},
"accountNumber": "<your-account-number>",
"conceptCode": "0001",
"beneficiary": {
"type": "INDIVIDUAL",
"name": "José",
"lastname": "Martínez",
"document": { "type": "DUI", "id": "00000000-0" },
"bank": {
"account": { "number": "<beneficiary-account-number>" }
}
}
}'Frequently asked questions
Which methods are available in El Salvador?
Payouts: Bank transfer (ACH) and Wallets. Payins are not part of our documented coverage here today. The table above shows codes, limits and speeds.
Which currency are payouts in?
US dollars (USD).
How fast are payouts in El Salvador?
ACH payouts settle T+1.
Can I collect payments in El Salvador?
We offer payouts today. Talk to sales about collections.
How do I go live in El Salvador?
Talk to sales about your flows. After the agreement and a compliance review (due diligence or enhanced due diligence), you receive Stage (sandbox) credentials to integrate without moving real money. Production credentials follow Stage testing, a security review and business verification (KYB), so you can go live in weeks.
Nearby markets
Keep expanding across the region
Same API, same Business Portal: a new market is a configuration, not a new integration.
🇨🇷 Costa RicaReal-time
SINPE · SINPE Móvil · CRC / USD
🇨🇷 Costa Rica —🇩🇴 Dominican Republic
ACH · LBTR · DOP
🇩🇴 Dominican Republic —🇬🇹 Guatemala
QR Fri · Wallet Fri · IFT · ACH · GTQ
🇬🇹 Guatemala —🇭🇳 Honduras
ACH Pronto · HNL
🇭🇳 Honduras —🇳🇮 Nicaragua
Regulatory presence · NIO
🇳🇮 Nicaragua —🇵🇦 Panama
ACH · USD
🇵🇦 Panama —
Launch in El Salvador
Get Stage (sandbox) credentials when the partnership starts and go live in weeks. Adding countries later is a configuration, not a reintegration.

ACH