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El Salvador · Payouts

USD payouts in El Salvador

Pay out in US dollars to Salvadoran bank accounts over ACH, and to digital wallets through a bank transfer, from the same API you use across the region.

  • ACH
  • Currency: USD
  • Registered
Payouts
USD
Next business day
ACH
Wallet payouts
Wallets
Registered with
UIF

Market snapshot

El Salvador in figures

Public, dated figures from official sources. Every number links to its source.

Market overview

Dollar payouts, locally

El Salvador uses the US dollar. Localpayment disburses to Salvadoran bank accounts over ACH, and to digital wallets through a bank transfer. Pay-ins are not part of our documented coverage today.

  • ACH payouts in USD, T+1
  • Wallet payouts via bank transfer
  • Accepted documents: DUI and NIT
  • Approvals, proof of payment and webhooks for every payout

Checkout experience

How a payout reaches the beneficiary in El Salvador

Pick a payment method to watch the checkout, step by step. Screens and amounts are illustrative.

Payout · Bank transfer (ACH)

  1. 1Comercio EjemploYour platform sends a $250 payout through Bank transfer (ACH).
  2. 2Banco EjemploThe beneficiary sees the $250 credit in their account or wallet.
  3. 3Payout completedYour system receives the signed webhook and updates the order.

Payouts

Payout rails in El Salvador

Every documented rail, with speed, cut-off and limits.

  • Bank transfer (ACH)

    Type
    Bank transfer
    Code
    0100
    Speed / cut-off
    T+1 (next business day), cut-off 14:00 local time
    Limits
    —
    Notes
    —
  • Wallets

    Type
    Wallet
    Code
    —
    Speed / cut-off
    Via bank transfer
    Limits
    —
    Notes
    Credited to the beneficiary’s wallet through a bank transfer

Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.

Operations

Fund, approve and track every payout

The controls around your payouts in El Salvador, from funding to proof of payment.

  • Fund your balance

    Top up with a bank wire or with USDC or USDT on Ethereum and Tron (Wire In). Stablecoin deposits are credited about 2–10 minutes after confirmation.

  • Approvals and double signature

    Require a second approver in the Business Portal before a payout is released.

  • Track every payout

    Follow each payout from received to completed with HMAC-signed webhooks, and reconcile it with reports and proof of payment in the API or the Business Portal.

License & regulation

El Salvador: registered presence

Obligated Entity — Financial Investigation Unit (UIF). Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).

  • Status: Registered
  • Production credentials after Stage testing, a security review and KYB
  • Accepted documents: DUI, NIT
  • TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks

For developers

Send your first payout in El Salvador

Get an access token with POST /api/token/, then call POST /api/payout/ with the rail code and the ISO-3 country code. Test it in Stage first: no real money moves.

  • Country SLV · currency USD
  • Rail: Bank transfer (ACH) · code 0100
  • Final status by HMAC-signed webhook
# Illustrative request with simplified fields — see the El Salvador page at docs.localpayment.com
# ACCESS_TOKEN comes from POST /api/token/ and is valid for 5 minutes
curl -X POST https://api.stage.localpayment.com/api/payout/ \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "externalId": "payout-sv-000184",
    "country": "SLV",
    "currency": "USD",
    "amount": 250,
    "paymentMethod": {
      "type": "BankTransfer",
      "code": "0100",
      "flow": "DIRECT"
    },
    "accountNumber": "<your-account-number>",
    "conceptCode": "0001",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "name": "José",
      "lastname": "Martínez",
      "document": { "type": "DUI", "id": "00000000-0" },
      "bank": {
        "account": { "number": "<beneficiary-account-number>" }
      }
    }
  }'

Frequently asked questions

Which methods are available in El Salvador?

Payouts: Bank transfer (ACH) and Wallets. Pay-ins are not part of our documented coverage here today. The table above shows codes, limits and speeds.

Which currency are payouts in?

US dollars (USD).

How fast are payouts in El Salvador?

ACH payouts settle T+1.

Can I collect payments in El Salvador?

We offer payouts today. Talk to sales about collections.

How do I go live in El Salvador?

Talk to sales about your flows. After the agreement and a compliance review (due diligence or enhanced due diligence), you receive Stage (sandbox) credentials to integrate without moving real money. Production credentials follow Stage testing, a security review and business verification (KYB), so you can go live in weeks.

Launch in El Salvador

Get Stage (sandbox) credentials when the partnership starts and go live in weeks. Adding countries later is a configuration, not a reintegration.

How can we help?

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