Solutions · Advertising platforms
Collect ad spend the way advertisers pay.
Localpayment lets advertisers in each market fund campaigns with the payment methods they already use.
- Local collection in each market
- Settlement in USD or EUR
Local collection in each marketMedia → payments
Activation funnel
- Impressions2.4M
- Sign-ups86K
- Paying users21K
Collect ad spend
Every way advertisers fund their campaigns
Small businesses and agencies fund campaigns with local methods. Offer those methods, and settle the proceeds in hard currency.
Prepaid balance top-ups
Let advertisers fund their ad account with Pix, SPEI, PSE, Bre-B or a local card, and credit the balance as soon as the payment confirms.
A virtual account per advertiser
Give agencies and large advertisers a dedicated local account for recurring top-ups and postpaid invoices, matched automatically.
Cards with auto-recharge
Accept Visa and Mastercard in Argentina, Colombia, Mexico and Peru, plus American Express, Naranja and Cabal in Argentina and American Express and Diners Club in Colombia. Tokenize cards to recharge balances automatically.
Invoice-based billing
Collect postpaid invoices from agencies by bank transfer, with no reference codes to chase.
Settle in hard currency
Convert local collections into USD or EUR within local market hours, with a locked rate.
Pay publishers and creators
Share revenue with publishers, affiliates and creators through local bank payouts in 14 countries and wallet payouts in 9.
Localpayment is part of Aleph Group, bringing local payments expertise into a wider digital growth ecosystem.
For your finance team
Every top-up matched to the right advertiser
Whether advertisers pay by Pix in Brazil, SPEI in Mexico or PSE in Colombia, each payment arrives with its reference and a webhook, so balances update automatically and finance closes the day with itemized reports.
- A webhook for every confirmed payment
- Balance, activity and reconciliation APIs per account
- Refunds for unused prepaid balances
- 09:41:02.11409:41:02PayIn100 INPROGRESS20084 ms
- 09:41:05.90209:41:05PayIn200 COMPLETED20091 ms
- 09:42:18.33009:42:18PayOut100 INPROGRESS20077 ms
- 09:42:40.01809:42:40PayOut200 COMPLETED20088 ms
- 09:43:00.55109:43:00VirtualAccount200 COMPLETED20080 ms
POST https://example-merchant.com/webhooks/localpayment
x-Signature: HMAC-SHA256 3f9a1c0e…b47e2b
{ "transactionType": "PayIn", "transactionFlow": "DIRECT",
"data": { "externalId": "order_8F2K-1043",
"status": { "code": "200", "description": "COMPLETED" } } }The challenge in Latin America
Why ad budgets are hard to collect in Latin America
What gets in the way
- Advertisers without international cardsSmall businesses and agencies often have no card that works in a foreign currency, so campaigns stall at the funding step.
- Prepaid budgets funded by bank transferTransfers arrive without a reliable reference, so finance spends hours matching deposits to ad accounts and balances update late.
- Local revenue, USD booksCollections sit in six currencies while media costs and reporting run in USD, and the rate moves between collection and conversion.
- Publishers and creators paid lateInternational wires to publishers are slow and expensive, and intermediary fees eat into small revenue shares.
How Localpayment addresses it
- Local methods at the top-upOffer Pix, SPEI, PSE, Bre-B, QR and local cards in Argentina, Colombia, Mexico and Peru. The advertiser pays in local currency with the method they already use.
- A virtual account per advertiserEach advertiser or agency gets a dedicated CLABE, CVU, CCI, TEF or Pix-key account. Every deposit is attributed automatically and announced by a signed webhook.
- FX with a locked rateConvert local balances into USD or EUR within local market hours, lock the rate with a quote token and withdraw to your account.
- Local payouts in 14 countriesPay publishers, affiliates and creators by local bank transfer or wallet, in batches, with double-signature approval and proof of payment.
Recommended method mix
How advertisers top up, by market
Instant transfers and virtual accounts for budget top-ups and agency invoices; local cards with auto-recharge where we acquire them.
Brazil
- Pay-in methods
- Pix (QR and Copia e Cola) · Pix-key virtual account per advertiser
- Payout rails
- Pix 24/7 · TED
Mexico
- Pay-in methods
- Cards with 3D Secure and auto-recharge · CLABE virtual account (SPEI) · SPID USD account
- Payout rails
- SPEI 24/7
Colombia
- Pay-in methods
- Cards with 3D Secure and auto-recharge · PSE · Bre-B · Bre-B-key virtual account
- Payout rails
- Bre-B key 24/7 · TransfiYa · ACH
Argentina
- Pay-in methods
- Cards (Visa, Mastercard, Amex, Naranja, Cabal) · CVU virtual account · Debin · QR
- Payout rails
- COELSA transfers 24/7
Chile
- Pay-in methods
- TEF virtual account · ETPAY
- Payout rails
- TEF 24/7 up to CLP 7,000,000 · same-day above
Peru
- Pay-in methods
- Cards with 3D Secure and auto-recharge · CCI virtual account (PEN and USD) · QR
- Payout rails
- CCE real-time up to PEN 30,000 · LBTR above
Only methods documented in our API are listed. Limits, speeds and cut-off times per method are on each country page.
Money flow
From a local top-up to a publisher payout
One integration for advertiser funding, FX and revenue share, with every step confirmed by a signed webhook.
- 1
AdvertiserYour ad platform:
Chooses a top-up method
Picks Pix, SPEI, PSE, Bre-B, QR or a local card, or transfers to the virtual account tied to the ad account.
- 2
Your ad platformLocalpayment:
Create the pay-in
POST /api/payin/ with the ad account ID as your external reference. Price in USD or local currency.
- 3
AdvertiserLocalpayment:
Pays locally
Real-time rails confirm in seconds, 24/7. Cards can be tokenized for auto-recharge, with 3D Secure in Colombia, Mexico and Peru.
- 4
LocalpaymentYour ad platform:
Signed webhook, balance credited
Each status change arrives signed with HMAC-SHA256, so the ad budget is available as soon as the payment confirms.
- 5
LocalpaymentLocalpayment:
Local balance → USD
Convert within local market hours; lock the rate with a quote token when the amount is known.
- 6
Your ad platformLocalpayment:
Create the payout batch
POST /api/payout/ per publisher, or a batch from the Business Portal, approved with a double signature.
- 7
LocalpaymentPublisher or creator:
Receives revenue share
Local bank transfer or wallet payout in local currency, with proof of payment for each item.
Cards are available in Argentina, Colombia, Mexico and Peru. Conversion happens within local market hours; the rate is locked with a quote token.
Market figures
The advertiser base is already paying locally
Public figures from official and industry sources. Each one links to its source.
77.2M
online shoppers in Mexico in 2025
Source: AMVO, Estudio de Venta Online 2026 (as reported by PRODU), 2025
54.7%
of payment transactions in Brazil are made with Pix
25.1M
active online buyers in Argentina in 2025
Industry FAQ
Do I have to use Aleph Group’s media services to work with Localpayment?
No. Localpayment’s payment products work on their own.
Are the Aleph Group figures part of Localpayment’s coverage?
No. The 26,000+ advertisers, 55+ platforms and 130+ markets describe Aleph Group’s media business. Localpayment’s own presence covers 18 countries, with local rails in 14.
Can advertisers pay in local currency while we settle in USD?
Yes. Advertisers pay in local currency, and you convert the proceeds into USD or EUR within local market hours, with the rate locked by a quote token.
Can we pay publishers, affiliates or creators?
Yes. Local bank payouts reach 14 countries, and wallet payouts are available in 9 countries, with double-signature approvals and proof of payment.
How do we reconcile thousands of small top-ups?
Every pay-in carries your external ID, so each top-up maps to an ad account. Deposits to virtual accounts are attributed automatically, you receive a signed webhook per status change and can pull balance, activity and reconciliation data by API or export reports from the Business Portal.
Can we refund an unused prepaid balance?
Yes. Refunds go back by the local rail, in local currency, with the same signed webhooks as the original pay-in.
What compliance applies to advertisers and publishers?
Localpayment runs KYC and AML controls on the flows it processes under its local licenses and registrations. Method availability and limits depend on your business model and our risk review; limits per method are on each country page.
How do we get started?
Talk to our team. You receive Stage credentials at the start of the partnership, can go live in weeks and then add markets by configuration.
Keep exploring
Pay-ins
Cards, instant rails, QR and bank transfers through one endpoint.
Pay-ins —Virtual accounts
A dedicated local account for every advertiser or agency.
Virtual accounts —Payouts
Revenue share to publishers and creators in 14 countries.
Payouts —Coverage
18 countries with a licensed, registered or supervised presence.
Coverage —Payment methods by country
Every documented method with limits and speeds.
Payment methods by country —Checkout experiences
What the payer sees, method by method, country by country.
Checkout experiences —
Launch in Latin America with a partner on both sides
Payments that work locally, and a group that grows demand around them. Let’s talk about your markets.