Uruguay · Regulatory presence
Localpayment in Uruguay
Localpayment operates a locally registered entity in Uruguay. Talk to us about collection and payout options for your flow.
- Licensed
- Currency: UYU
- Part of our 18-country network
LicensedLicensed by the Central Bank of Uruguay. Coverage for this market is not yet listed in our public documentation. See the coverage overview
Market snapshot
Uruguay in figures
Public, dated figures from official sources. Every number links to its source.
Individuals using the Internet (% of population, 2024)
Adults with an account, financial institution or mobile money (% of adults 15+, 2024)
Source: World Bank, Global Findex Database 2025 (FX.OWN.TOTL.ZS), 2024
Adults owning a debit card (% of adults 15+, 2024)
Source: World Bank, Global Findex Database 2025 (fin2.t.d), 2024
34 million
Instant interbank transfers (operations, H2 2025)
Source: Banco Central del Uruguay, Informe de pagos minoristas H2 2025 (as reported by Crónicas)
June 6, 2023
Instant P2P transfers available 24/7 since
Sep 2024
Toke (PCT, P2B) operational since
3,384,688
Population (2025)
Source: World Bank, World Development Indicators (SP.POP.TOTL), 2025
US$ 25,216
GDP per capita (current US$, 2025)
USD 2,980 million
E-commerce sales (2025)
1.89 million
Online buyers (people, 70% of population, 2025)
298.5 million
Debit card transactions (H2 2025)
Source: Banco Central del Uruguay, Informe de pagos minoristas H2 2025 (as reported by Crónicas)
License & regulation
Uruguay: licensed presence
PSP — Central Bank of Uruguay (BCU). Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).
- Status: Licensed
- Production credentials after Stage testing, a security review and KYB
- TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks
- PCI DSS v4.0.1
- SOC 2 Type II
- ISO 27001
- AML/KYC
- TLS 1.2+ · AES-256
Frequently asked questions
Can I collect or pay out in Uruguay?
Talk to our team about your flow.
What license does Localpayment hold in Uruguay?
A PSP license supervised by the Central Bank of Uruguay (BCU).
Can I reach nearby markets?
Yes. From the same integration you can collect and pay out in Argentina, Brazil and other countries with local rails.
Planning operations in Uruguay?
Tell us about your use case. We will confirm what we can support and how it connects to our 14 countries with local rails.