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Recurring payments

Keep recurring payments connected to the customer relationship

Create and manage card subscriptions, monitor their status and recover failed charges with configurable retries. Live today in Colombia, Mexico and Peru; for other markets, our team maps a recurring flow on local payment methods with you.

Contact salesSubscriptions docs
  • Scheduled or on-demand billing
  • Configurable retries
  • Every renewal traceable
CO · MX · PE
Live today · other markets on request
2 models
Scheduled and on-demand charges
Retries
Configurable attempts and intervals
Webhook
On every charge

Why Localpayment

Recurring revenue that renews and reconciles

Everything you need to bill on a schedule, recover failed charges and keep your systems in sync.

  • Bill the way you sell

    Charge on a fixed schedule from a plan, or on demand when usage or events require it.

  • Recover failed charges

    Set how many times to retry a failed charge and the interval between attempts. If every attempt fails, the subscription is marked so your team can take the next action.

  • Every renewal traceable

    Each renewal is recorded as an individual transaction with its own status, webhook and reporting data, so subscriptions reconcile like one-time payments.

  • Change plans anytime

    Update the amount, frequency or payer details, change plans or cancel a subscription, and track every change by webhook.

Talk to our sales team

Tell us your markets and volumes, and we’ll design the integration with you.

Contact sales

Coverage

Where recurring payments run

  • Card subscriptions

    • co
    • mx
    • pe

    Live today in Colombia, Mexico and Peru: scheduled or on-demand billing with tokenized cards.

  • Other markets

    On request: our team maps a recurring flow on local payment methods with you.

Use cases

Built for businesses that bill again and again

Money flow

How a subscription charge runs

The card is tokenized once; each renewal is charged automatically, with configurable retries.

  1. 1

    CustomerYour platform:

    Subscribes with a card

    Card data is tokenized once by Localpayment for recurring use.

  2. 2

    Your platformLocalpayment:

    Create the subscription

    Plan, amount and billing cycle linked to the token.

  3. 3

    LocalpaymentLocal rail / bank:

    Charges each cycle

    Local acquiring, so the issuer sees a domestic transaction.

  4. 4

    Local rail / bankLocalpayment:

    Approved or declined

    Declines are retried on the schedule you configure.

  5. 5

    LocalpaymentYour platform:

    Webhook per charge

    Your platform extends or pauses access based on the result.

Illustrative flow. Card subscriptions are available in Colombia, Mexico and Peru; see the country pages.

How it works

How a subscription runs

  1. 01

    Create

    Choose a fixed plan or a custom amount and frequency, then send POST /api/payin/subscriptions with the card token. You get the subscription ID back.

  2. 02

    Renew

    Each cycle is charged automatically, or on demand. Failed charges are retried according to your settings, and webhooks report every result.

  3. 03

    Manage

    Update the amount, frequency or payer details, change plans or cancel through the API, and track every change by webhook.

Specifications

Recurring payments at a glance

  • Card subscriptions

    How it works
    Available in Colombia, Mexico and Peru
    Details
    Scheduled or on demand billing with tokenized cards

  • Plans

    How it works
    Create and manage plans through the API
    Details
    Define amount, currency and billing frequency

  • Retries

    How it works
    Configure retry rules for failed payments
    Details
    Set the number of attempts and interval between retries

  • Subscription management

    How it works
    Update or cancel subscriptions through the API
    Details
    Manage amount, frequency, payer details or plan changes

  • Reporting

    How it works
    Track every renewal as an individual transaction
    Details
    Monitor status through webhooks and reporting

  • Limits and pricing

    How it works
    Defined by market and payment method
    Details
    Contact our team for details

Card subscriptions are currently available in Colombia, Mexico and Peru. Specific capabilities and commercial terms are confirmed during onboarding.

For developers

Create a subscription in one call

Send the plan, the card token and your retry policy. Localpayment runs each charge from there and reports back by webhook.

  • Fixed plans (planId) or custom amounts and frequencies
  • retry.repetitions, retry.intervalValue and retry.intervalUnit
  • Update or cancel through the API at any time
Subscriptions docs

# Illustrative — fields simplified; see docs.localpayment.com for the full contract curl -X POST https://api.stage.localpayment.com/api/payin/subscriptions \ -H "Authorization: Bearer $ACCESS_TOKEN" \ -H "Content-Type: application/json" \ -d '{ "paymentMethod": { "type": "CreditCard", "code": "1900", "flow": "DIRECT" }, "externalId": "5d7c2a90-0000-4000-8000-000000000031", "country": "COL", "currency": "COP", "planId": "<your-plan-id>", "accountNumber": "<your-account-number>", "conceptCode": "0001", "merchant": { "type": "COMPANY", "name": "Comercio Ejemplo S.A.S." }, "payer": { "type": "INDIVIDUAL", "name": "Andrés", "lastname": "Gómez", "document": { "type": "CC", "id": "1000000000" }, "email": "andres.gomez@example.com" }, "card": { "token": "<card-token>" }, "retry": { "repetitions": 3, "intervalValue": 1, "intervalUnit": "day" } }'

Frequently asked questions

Where are card subscriptions available?

In Colombia, Mexico and Peru, with both scheduled and on-demand models.

What happens when a renewal fails?

We retry according to the rules you configure. If every retry fails, the subscription is marked accordingly and no further automatic charges are attempted, so your team can take the next action.

Can I change a subscription after it starts?

Yes. You can update the amount, frequency or payer details, change the plan, or cancel through the API.

Do renewals show up in my reports?

Yes. Every renewal is recorded as an individual transaction, so it appears in your reports and webhooks like any other payment.

Can I collect subscriptions with local payment methods?

Card subscriptions run in Colombia, Mexico and Peru. For other countries, our team can map a recurring flow on local methods with you.

How do subscription charges reconcile?

Exactly like one-time payments: every charge carries your externalId plus our internalId, webhooks for charges, failures and changes are signed with HMAC-SHA256, chargeback handling covers subscription charges, and Business Portal reports export to XLS.

Also on the same API

Keep subscribers renewing

Tell us about your billing model and the markets you sell in: we’ll set up card subscriptions or map a recurring flow on local methods.

Contact salesSubscriptions docs

How can we help?

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