Coverage
Coverage by market, product and method
Find where Localpayment supports collections, payouts, currencies and account services, then check the method available for your exact flow.
- 18 countries
- Local rails in 14 countries
- Real-time rails, 24/7
18 countries- Licensed, registered or supervised markets
- 18
- Payout countries
- 14
- Pay-in countries
- 9
- Real-time rails
- 9
Explore by country
Pick a market to see its rails and license
Every country page lists the documented pay-in methods and payout rails, with API codes, limits and speeds, plus the exact license text.
South America
Central America & Caribbean
Regions
Three regions, one integration
The same API, Business Portal and webhooks from Buenos Aires to Mexico City.
South America9 countries
From Pix in Brazil and COELSA in Argentina to TEF in Chile, PSE and Bre-B in Colombia, CCE in Peru and SIPAP in Paraguay — plus a licensed presence in Ecuador and Uruguay.
Central America & Caribbean7 countries
SINPE and SINPE Móvil in Costa Rica, QR Fri and Wallet Fri in Guatemala, and bank payouts in the Dominican Republic, El Salvador, Honduras and Panama — plus a registered presence in Nicaragua.
North America2 countries
SPEI, CLABE and SPID accounts and Visa and Mastercard cards in Mexico, plus an MSB Certificate from FINTRAC in Canada.
Real-time rails
The real-time rails in our coverage
Pix, SPEI, COELSA, TEF, CCE, Bre-B, SINPE Móvil confirm in seconds, 24/7. Every other rail reports its final status by webhook, with the speed documented on each country page. Limits apply per rail.
COELSAArgentina
Real-time bank transfers to CBU and CVU accounts in Argentina, 24/7.
COELSA —PixBrazil
Brazil’s instant payment system: QR, Copia e Cola and Pix-key accounts to collect, real-time payouts to pay.
Pix —TEFChile
Real-time TEF virtual accounts for collections and TEF payouts up to CLP 7,000,000, 24/7.
TEF —Bre-BColombia
Colombia’s instant transfer network: Bre-B-key virtual accounts to collect and Bre-B key payouts.
Bre-B —SINPE MóvilCosta Rica
Real-time wallet payouts over SINPE Móvil in Costa Rica, 24/7.
SINPE Móvil —SPEIMexico
CLABE virtual accounts confirmed in real time and SPEI payouts with no maximum, 24/7.
SPEI —SIPAPParaguay
Real-time bank payouts in Paraguay up to PYG 5,000,000.
SIPAP —CCEPeru
Real-time payouts to Peruvian bank accounts, 24/7, and to wallets over CCE.
CCE —
Compare countries
All 18 countries at a glance
Pay-ins (virtual accounts, cards, APMs, subscriptions) and payouts (bank, wallet, bill and tax) per country. Countries marked “License or registration only” have no documented rails: talk to sales.
🇦🇷 Argentina
- Pay-ins
- Virtual accounts · Cards · APMs: QR payments, Debin
- Payouts
- Bank · Wallet
- Currency
- ARS
- Last verified
- 2026-07-14
🇧🇴 Bolivia
- Pay-ins
- APMs: QR payments
- Payouts
- Bank · Wallet
- Currency
- BOB
- Last verified
- 2026-07-14
🇧🇷 Brazil
- Pay-ins
- Virtual accounts · APMs: Pix (QR and Copia e Cola)
- Payouts
- Bank · Wallet
- Currency
- BRL
- Last verified
- 2026-07-14
🇨🇦 Canada
- Pay-ins
- License or registration only
- Payouts
- —
- Currency
- CAD
- Last verified
- 2026-07-14
🇨🇱 Chile
- Pay-ins
- Virtual accounts · APMs: ETPAY
- Payouts
- Bank · Wallet
- Currency
- CLP
- Last verified
- 2026-07-14
🇨🇴 Colombia
- Pay-ins
- Virtual accounts · Cards · APMs: PSE · Subscriptions
- Payouts
- Bank · Wallet
- Currency
- COP
- Last verified
- 2026-07-14
🇨🇷 Costa Rica
- Pay-ins
- Virtual accounts
- Payouts
- Bank · Wallet
- Currency
- CRC · USD
- Last verified
- 2026-07-14
🇩🇴 Dominican Republic
- Pay-ins
- —
- Payouts
- Bank
- Currency
- DOP
- Last verified
- 2026-07-14
🇪🇨 Ecuador
- Pay-ins
- License or registration only
- Payouts
- —
- Currency
- USD
- Last verified
- 2026-07-14
🇸🇻 El Salvador
- Pay-ins
- —
- Payouts
- Bank · Wallet
- Currency
- USD
- Last verified
- 2026-07-14
🇬🇹 Guatemala
- Pay-ins
- APMs: QR Fri (SoyFri), Wallet Fri, Akisi referenced payments
- Payouts
- Bank
- Currency
- GTQ
- Last verified
- 2026-07-14
🇭🇳 Honduras
- Pay-ins
- —
- Payouts
- Bank
- Currency
- HNL
- Last verified
- 2026-07-14
🇲🇽 Mexico
- Pay-ins
- Virtual accounts · Cards · Subscriptions
- Payouts
- Bank · Wallet · Bill & tax
- Currency
- MXN · USD
- Last verified
- 2026-07-14
🇳🇮 Nicaragua
- Pay-ins
- License or registration only
- Payouts
- —
- Currency
- NIO
- Last verified
- 2026-07-14
🇵🇦 Panama
- Pay-ins
- —
- Payouts
- Bank
- Currency
- USD
- Last verified
- 2026-07-14
🇵🇾 Paraguay
- Pay-ins
- —
- Payouts
- Bank
- Currency
- PYG
- Last verified
- 2026-07-14
🇵🇪 Peru
- Pay-ins
- Virtual accounts · Cards · APMs: QR payments · Subscriptions
- Payouts
- Bank · Wallet
- Currency
- PEN · USD
- Last verified
- 2026-07-14
🇺🇾 Uruguay
- Pay-ins
- License or registration only
- Payouts
- —
- Currency
- UYU
- Last verified
- 2026-07-14
Source: docs.localpayment.com country pages and coverage tables. See each country page for codes, limits and speeds.
Licenses & registrations
The regulatory footprint behind every market
Exact license, registration or supervision status in each country, as provided by our Compliance team.
- ArgentinaLicensed
PSP Aggregator — Central Bank of Argentina (BCRA) and Financial Investigation Unit (UIF).
Authority: BCRA · UIF
- BoliviaLicensed
Financial Technology Company — Financial System Supervisory Authority (ASFI).
Authority: ASFI
- BrazilLicensed
Payment Institution — Central Bank of Brazil (BCB).
Authority: BCB
- CanadaRegistered / supervised
MSB Certificate — Financial Transactions and Reports Analysis Centre of Canada (FINTRAC).
Authority: FINTRAC
- ChileRegistered / supervised
Obligated Entity — Financial Analysis Unit (UAF).
Authority: UAF
- ColombiaRegistered / supervised
PSP — under the supervision of the Chamber of Commerce of Colombia.
Authority: Chamber of Commerce
- Costa RicaRegistered / supervised
Supervised Legal Entity — General Superintendence of Financial Entities (SUGEF).
Authority: SUGEF
- Dominican RepublicRegistered / supervised
PSP — Chamber of Commerce and Production of Santo Domingo.
Authority: CCPSD
- EcuadorLicensed
Auxiliary Services Company for Public and Private Financial Sectors — Bank Superintendency.
Authority: Superintendencia de Bancos
- El SalvadorRegistered / supervised
Obligated Entity — Financial Investigation Unit (UIF).
Authority: UIF
- GuatemalaRegistered / supervised
Pay-in and Pay-out — Superintendency of Tax Administration (SAT).
Authority: SAT
- HondurasRegistered / supervised
Pay-in and Pay-out — Chamber of Commerce and Industry of Tegucigalpa.
Authority: CCIT
- MexicoRegistered / supervised
Money Transmitter — National Banking and Securities Commission (CNBV).
Authority: CNBV
- NicaraguaRegistered / supervised
Payment Services — General Revenue Directorate (DGI).
Authority: DGI
- PanamaLicensed
Payment Methods Issuer — Superintendency of Banks of Panama (SBP) and Financial Analysis Unit (UAF).
Authority: SBP · UAF
- ParaguayRegistered / supervised
Obligated Entity — Secretariat for the Prevention of Money or Asset Laundering (SEPRELAD).
Authority: SEPRELAD
- PeruRegistered / supervised
PSP — National Superintendency of Public Registries (SUNARP).
Authority: SUNARP
- UruguayLicensed
PSP — Central Bank of Uruguay (BCU).
Authority: BCU
One integration
Add markets on the same API
The same REST API, authentication and webhooks work in every country: you change the ISO-3 country code, the currency and the method code.
- 01
Choose market and method
Choose the market and the supported collection or payout method.
- 02
Integrate or use the Business Portal
Integrate through the API or use the available Business Portal workflow.
- 03
Track and reconcile
Follow transaction status and reconcile activity through available reporting.
Frequently asked questions
Are all products available in every country?
No. Coverage varies by product, payment method and market.
In how many countries does Localpayment operate?
18 countries with a licensed, registered or supervised presence, with local rails in 14 of them. Canada, Ecuador, Nicaragua and Uruguay are a regulatory presence: talk to sales about your use case there.
What is the difference between licensed and registered?
It reflects each country’s regulation. In some markets we hold a license (for example a Payment Institution in Brazil or a PSP Aggregator in Argentina); in others we are registered with or supervised by the local authority (for example a Money Transmitter with the CNBV in Mexico or an Obligated Entity before the UAF in Chile). Each country page shows the exact entity type and authority.
Can I collect in one country and settle in a hard currency?
Yes. Collections are credited to your Localpayment balance, and you can convert local currency to USD, EUR, GBP, CAD, AUD, NZD, CHF, USDC or USDT within local market hours, with a rate locked by a quote token.
Do I need a separate integration per country?
No. One REST API covers every market; you change the country code, the currency and the method code. New markets are enabled by configuration, without reintegration.
Where can I accept cards and offer virtual accounts?
Cards in Argentina, Colombia, Mexico and Peru: Visa and Mastercard in all four, plus American Express, Diners Club, Naranja and Cabal in Argentina and American Express and Diners in Colombia; 3D Secure, installments and subscriptions are available in Colombia, Mexico and Peru. Virtual accounts in seven countries: CVU in Argentina, accounts with a Pix key that also receive TED in Brazil, TEF-In accounts in Chile, Bre-B keys in Colombia, SINPE IBAN accounts in colones and dollars in Costa Rica, CLABE (and SPID in USD) in Mexico and CCI in soles and dollars in Peru.
Where can I see payment method codes and limits?
In the payment methods directory and on each country page. The full contract for every method is in the API docs at docs.localpayment.com.
Plan your Latin America expansion
Tell us your markets and flows. We will map them to the right rails, licenses and currencies.