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Payment methods directory

Every documented method and rail, in one place

Browse by country and by pay-ins or payouts, then see the method and integration path available for that flow.

  • Pay-ins & payouts
  • API codes and limits
  • Sourced from our API docs
Pay-in countries
9
Payout countries
14
Real-time rails
9
Wallet payout countries
9

Directory

All documented methods, by country and direction

Sorted by country; pay-ins first, then payouts. Codes are the paymentMethod.code values in the API.

  • 🇦🇷 Argentina

    Method
    Virtual account (CVU)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1025
    Limits
    ARS 1 – 10,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Push transfer from any bank or wallet, 24 h
  • 🇦🇷 Argentina

    Method
    CVU with payment intent
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1060
    Limits
    ARS 1 – 10,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Exact amount with an expiry date
  • 🇦🇷 Argentina

    Method
    Credit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 1000 · Mastercard 1001 · Amex 1006 · Naranja 1010 · Cabal 1014 · Diners Club 1016
    Limits
    Min. ARS 50
    Speed
    Real-time authorization
    Notes
    Local schemes Naranja and Cabal; tokenization, refunds and chargebacks
  • 🇦🇷 Argentina

    Method
    Debit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa Debit 1005 · Mastercard Debit 1007 · Maestro 1020 · Cabal Debit 1021
    Limits
    ARS 50 – 10,000,000
    Speed
    Real-time authorization
    Notes
    —
  • 🇦🇷 Argentina

    Method
    QR payments
    Direction
    Pay-in
    Type
    QR
    Code
    1050
    Limits
    ARS 1 – 10,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app
  • 🇦🇷 Argentina

    Method
    Debin
    Direction
    Pay-in
    Type
    Account-to-account
    Code
    1040
    Limits
    ARS 1 – 10,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Debit request approved by the payer; expires after 2 days
  • 🇦🇷 Argentina

    Method
    Bank transfer (COELSA)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0010
    Limits
    ARS 14 – 25,000,000
    Speed
    Real-time, 24/7
    Notes
    To CBU and CVU accounts
  • 🇦🇷 Argentina

    Method
    Payroll transfer
    Direction
    Payout
    Type
    Bank transfer
    Code
    0011
    Limits
    —
    Speed
    T+2, cut-off 13:00 local time
    Notes
    Sistema Nacional de Pago de Haberes
  • 🇦🇷 Argentina

    Method
    Wallets (CVU)
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    CVU-based digital wallets (bank code 000)
  • 🇧🇴 Bolivia

    Method
    QR payments
    Direction
    Pay-in
    Type
    QR
    Code
    1150
    Limits
    BOB 1 – 1,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app
  • 🇧🇴 Bolivia

    Method
    Bank transfer (SCP)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0020
    Limits
    —
    Speed
    T+1 (next business day), cut-off 14:00 local time
    Notes
    —
  • 🇧🇴 Bolivia

    Method
    Yape (direct wallet)
    Direction
    Payout
    Type
    Wallet
    Code
    0021
    Limits
    BOB 0.01 – 6,875
    Speed
    Same day, cut-off 14:00 local time
    Notes
    Weekends: next business day
  • 🇧🇴 Bolivia

    Method
    Tigo Money
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Bank transfer to the wallet (bank code 053)
  • 🇧🇷 Brazil

    Method
    Virtual account (Pix or TED)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1350
    Limits
    BRL 0.01 – 2,000,000
    Speed
    Real-time, confirmed by webhook
    Notes
    Pix key (email, phone or random) plus bank account details; receives Pix and TED
  • 🇧🇷 Brazil

    Method
    Pix (QR and Copia e Cola)
    Direction
    Pay-in
    Type
    Account-to-account
    Code
    1314
    Limits
    BRL 0.01 – 1,000,000
    Speed
    Real-time, confirmed by webhook
    Notes
    Brazil’s instant payment system, 24/7
  • 🇧🇷 Brazil

    Method
    Pix
    Direction
    Payout
    Type
    Bank transfer
    Code
    0031
    Limits
    Min. BRL 0.06, no maximum
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇧🇷 Brazil

    Method
    Bank transfer (TED)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0030
    Limits
    —
    Speed
    Same day or T+1, cut-off 17:00 Brasília time
    Notes
    —
  • 🇧🇷 Brazil

    Method
    Wallets
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Credited to the beneficiary’s wallet through a bank transfer
  • 🇨🇱 Chile

    Method
    Virtual account (TEF-In)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    2550
    Limits
    CLP 1 – 100,000,000
    Speed
    Real-time, confirmed by webhook
    Notes
    Per-bank limits published in the docs
  • 🇨🇱 Chile

    Method
    ETPAY
    Direction
    Pay-in
    Type
    Account-to-account
    Code
    2528
    Limits
    CLP 1 – 7,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app
  • 🇨🇱 Chile

    Method
    Bank transfer (TEF)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0050
    Limits
    Up to CLP 7,000,000
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇨🇱 Chile

    Method
    TEF high-value
    Direction
    Payout
    Type
    Bank transfer
    Code
    0050
    Limits
    Above CLP 7,000,000
    Speed
    Same day, cut-off 15:25 local time
    Notes
    —
  • 🇨🇱 Chile

    Method
    Wallets
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Credited to the beneficiary’s wallet through a bank transfer
  • 🇨🇴 Colombia

    Method
    Virtual account (Bre-B key)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    2006
    Limits
    COP 1 – 11,000,000
    Speed
    Real-time, confirmed by webhook
    Notes
    —
  • 🇨🇴 Colombia

    Method
    PSE
    Direction
    Pay-in
    Type
    Account-to-account
    Code
    1936
    Limits
    Up to COP 788,800,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves in their online banking
  • 🇨🇴 Colombia

    Method
    Credit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 1900 · Amex 1901 · Mastercard 1904 · Diners Club 1907
    Limits
    COP 1,000 – 5,000,000
    Speed
    Real-time authorization
    Notes
    3D Secure, installments, tokenization, refunds and chargebacks
  • 🇨🇴 Colombia

    Method
    Debit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 1905 · Mastercard 1906
    Limits
    COP 1,000 – 5,000,000
    Speed
    Real-time authorization
    Notes
    —
  • 🇨🇴 Colombia

    Method
    Card subscriptions
    Direction
    Pay-in
    Type
    Subscription
    Code
    —
    Limits
    —
    Speed
    Real-time authorization
    Notes
    Scheduled (plan-based) and on-demand charges, with retries
  • 🇨🇴 Colombia

    Method
    TransfiYa
    Direction
    Payout
    Type
    Bank transfer
    Code
    0061
    Limits
    COP 40 – 50,000,000
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇨🇴 Colombia

    Method
    Bre-B key
    Direction
    Payout
    Type
    Bank transfer
    Code
    0062
    Limits
    COP 1 – 11,552,000
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇨🇴 Colombia

    Method
    Bank transfer (ACH)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0060
    Limits
    Min. COP 40, no maximum
    Speed
    Same day or T+1, cut-off 15:00 local time
    Notes
    —
  • 🇨🇴 Colombia

    Method
    Wallets
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Credited to the beneficiary’s wallet through a bank transfer
  • 🇨🇷 Costa Rica

    Method
    Virtual account (SINPE, CRC)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1420
    Limits
    Min. CRC 1, no published maximum
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Account identified by IBAN
  • 🇨🇷 Costa Rica

    Method
    Virtual account (SINPE, USD)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1421
    Limits
    Min. USD 1, no published maximum
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Account identified by IBAN
  • 🇨🇷 Costa Rica

    Method
    SINPE Móvil (direct wallet)
    Direction
    Payout
    Type
    Wallet
    Code
    0071
    Limits
    Up to ≈ USD 10,000
    Speed
    Real-time, 24/7
    Notes
    Maximum expressed as a USD equivalent
  • 🇨🇷 Costa Rica

    Method
    Bank transfer (SINPE)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0070
    Limits
    Up to ≈ USD 10,000
    Speed
    Same day or T+1, cut-off 17:25 local time
    Notes
    —
  • 🇩🇴 Dominican Republic

    Method
    Bank transfer (ACH)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0080
    Limits
    Up to ≈ USD 10,000
    Speed
    T+1 (next business day), cut-off 13:00 local time
    Notes
    —
  • 🇩🇴 Dominican Republic

    Method
    Bank transfer (LBTR)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0081
    Limits
    Up to ≈ USD 10,000
    Speed
    T+1 (next business day), cut-off 14:00 local time
    Notes
    —
  • 🇸🇻 El Salvador

    Method
    Bank transfer (ACH)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0100
    Limits
    —
    Speed
    T+1 (next business day), cut-off 14:00 local time
    Notes
    —
  • 🇸🇻 El Salvador

    Method
    Wallets
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Credited to the beneficiary’s wallet through a bank transfer
  • 🇬🇹 Guatemala

    Method
    QR Fri (SoyFri)
    Direction
    Pay-in
    Type
    QR
    Code
    1870
    Limits
    GTQ 1 – 10,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app
  • 🇬🇹 Guatemala

    Method
    Wallet Fri
    Direction
    Pay-in
    Type
    Wallet
    Code
    1880
    Limits
    GTQ 1 – 10,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    —
  • 🇬🇹 Guatemala

    Method
    Akisi referenced payments
    Direction
    Pay-in
    Type
    Referenced payment
    Code
    1811
    Limits
    GTQ 20 – 7,500
    Speed
    Asynchronous, confirmed by webhook
    Notes
    Online payment with a reference number
  • 🇬🇹 Guatemala

    Method
    Bank transfer (IFT)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0110
    Limits
    GTQ 1 – 20,000
    Speed
    T+1 (next business day), cut-off 12:00 local time
    Notes
    —
  • 🇬🇹 Guatemala

    Method
    Bank transfer (ACH)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0110
    Limits
    Above GTQ 20,000
    Speed
    T+1 (next business day), cut-off 12:00 local time
    Notes
    —
  • 🇭🇳 Honduras

    Method
    Bank transfer (ACH Pronto)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0120
    Limits
    Up to ≈ USD 10,000
    Speed
    T+1 (next business day), cut-off 12:00 local time
    Notes
    —
  • 🇲🇽 Mexico

    Method
    Virtual account (CLABE, SPEI)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1630
    Limits
    MXN 1 – 1,000,000,000
    Speed
    Real-time, confirmed by webhook
    Notes
    A unique CLABE per customer, order or invoice
  • 🇲🇽 Mexico

    Method
    Virtual account (TEF-In)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1680
    Limits
    MXN 1 – 1,000,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    —
  • 🇲🇽 Mexico

    Method
    Virtual account (SPID, USD)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    1698
    Limits
    USD 1 – 10,000,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    USD collections over SPID from company payers, banking business days 14:00–23:00 GMT
  • 🇲🇽 Mexico

    Method
    Credit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 1600 · Mastercard 1601
    Limits
    MXN 10 – 300,000
    Speed
    Real-time authorization
    Notes
    3D Secure, installments, tokenization, refunds and chargebacks
  • 🇲🇽 Mexico

    Method
    Debit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 1603 · Mastercard 1604
    Limits
    MXN 10 – 300,000
    Speed
    Real-time authorization
    Notes
    —
  • 🇲🇽 Mexico

    Method
    Card subscriptions
    Direction
    Pay-in
    Type
    Subscription
    Code
    —
    Limits
    —
    Speed
    Real-time authorization
    Notes
    Scheduled (plan-based) and on-demand charges, with retries
  • 🇲🇽 Mexico

    Method
    Bank transfer (SPEI)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0130
    Limits
    Min. MXN 0.01, no maximum
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇲🇽 Mexico

    Method
    BillPay (tax payments)
    Direction
    Payout
    Type
    Tax & bill payment
    Code
    0119
    Limits
    —
    Speed
    Per biller
    Notes
    SAT payment references (federal taxes)
  • 🇲🇽 Mexico

    Method
    Wallets
    Direction
    Payout
    Type
    Wallet
    Code
    —
    Limits
    —
    Speed
    Via bank transfer
    Notes
    Credited to the beneficiary’s wallet through a bank transfer
  • 🇵🇦 Panama

    Method
    Bank transfer (ACH)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0150
    Limits
    —
    Speed
    Same day or T+1, cut-off 14:00 local time
    Notes
    —
  • 🇵🇾 Paraguay

    Method
    Bank transfer (SIPAP)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0160
    Limits
    Up to PYG 5,000,000
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇵🇾 Paraguay

    Method
    SIPAP high-value
    Direction
    Payout
    Type
    Bank transfer
    Code
    0160
    Limits
    Above PYG 5,000,000
    Speed
    Real-time, 24/7
    Notes
    High-value flow for larger amounts
  • 🇵🇪 Peru

    Method
    Virtual account (CCI, PEN)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    6100
    Limits
    PEN 1 – 30,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    —
  • 🇵🇪 Peru

    Method
    Virtual account (CCI, USD)
    Direction
    Pay-in
    Type
    Virtual account
    Code
    6102
    Limits
    USD 1 – 10,000
    Speed
    Asynchronous, confirmed by webhook
    Notes
    —
  • 🇵🇪 Peru

    Method
    Credit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 6000 · Mastercard 6001 · Visa USD 6004 · Mastercard USD 6005
    Limits
    PEN 1 – 30,000
    Speed
    Real-time authorization
    Notes
    —
  • 🇵🇪 Peru

    Method
    Debit cards
    Direction
    Pay-in
    Type
    Card
    Code
    Visa 6010 · Mastercard 6011 · Visa USD 6012 · Mastercard USD 6013
    Limits
    PEN 1 – 30,000
    Speed
    Real-time authorization
    Notes
    —
  • 🇵🇪 Peru

    Method
    Card subscriptions
    Direction
    Pay-in
    Type
    Subscription
    Code
    —
    Limits
    —
    Speed
    Real-time authorization
    Notes
    Scheduled (plan-based) and on-demand charges, with retries
  • 🇵🇪 Peru

    Method
    QR payments
    Direction
    Pay-in
    Type
    QR
    Code
    6080
    Limits
    PEN 1 – 500
    Speed
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app
  • 🇵🇪 Peru

    Method
    Bank transfer (CCE)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0170
    Limits
    Up to PEN 30,000
    Speed
    Real-time, 24/7
    Notes
    —
  • 🇵🇪 Peru

    Method
    Bank transfer (LBTR)
    Direction
    Payout
    Type
    Bank transfer
    Code
    0170
    Limits
    Above PEN 30,000
    Speed
    Same day, cut-off 18:00 local time
    Notes
    —
  • 🇵🇪 Peru

    Method
    Wallets (CCE, direct)
    Direction
    Payout
    Type
    Wallet
    Code
    0171
    Limits
    PEN 1 – 3,000 (Yape) · PEN 1 – 500 (other wallets)
    Speed
    Real-time
    Notes
    Yape: up to PEN 3,000; other wallets: up to PEN 500

Source: docs.localpayment.com. Limits as documented per method; final availability depends on your agreement. Canada, Ecuador, Nicaragua and Uruguay have no documented rails — talk to sales. Last verified: 2026-07-14

Real-time

Real-time methods and rails at a glance

Every method and rail the docs describe as real-time. Pix, SPEI, COELSA, TEF, CCE, Bre-B, SINPE Móvil confirm in seconds, 24/7; the final status always arrives by webhook.

  • 🇦🇷 Argentina

    Method or rail
    Bank transfer (COELSA)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    ARS 14 – 25,000,000
  • 🇧🇷 Brazil

    Method or rail
    Virtual account (Pix or TED)
    Direction
    Pay-in
    Availability
    Real-time, confirmed by webhook
    Limits
    BRL 0.01 – 2,000,000
  • 🇧🇷 Brazil

    Method or rail
    Pix (QR and Copia e Cola)
    Direction
    Pay-in
    Availability
    Real-time, confirmed by webhook
    Limits
    BRL 0.01 – 1,000,000
  • 🇧🇷 Brazil

    Method or rail
    Pix
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Min. BRL 0.06, no maximum
  • 🇨🇱 Chile

    Method or rail
    Virtual account (TEF-In)
    Direction
    Pay-in
    Availability
    Real-time, confirmed by webhook
    Limits
    CLP 1 – 100,000,000
  • 🇨🇱 Chile

    Method or rail
    Bank transfer (TEF)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Up to CLP 7,000,000
  • 🇨🇴 Colombia

    Method or rail
    Virtual account (Bre-B key)
    Direction
    Pay-in
    Availability
    Real-time, confirmed by webhook
    Limits
    COP 1 – 11,000,000
  • 🇨🇴 Colombia

    Method or rail
    TransfiYa
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    COP 40 – 50,000,000
  • 🇨🇴 Colombia

    Method or rail
    Bre-B key
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    COP 1 – 11,552,000
  • 🇨🇷 Costa Rica

    Method or rail
    SINPE Móvil (direct wallet)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Up to ≈ USD 10,000
  • 🇲🇽 Mexico

    Method or rail
    Virtual account (CLABE, SPEI)
    Direction
    Pay-in
    Availability
    Real-time, confirmed by webhook
    Limits
    MXN 1 – 1,000,000,000
  • 🇲🇽 Mexico

    Method or rail
    Bank transfer (SPEI)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Min. MXN 0.01, no maximum
  • 🇵🇾 Paraguay

    Method or rail
    Bank transfer (SIPAP)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Up to PYG 5,000,000
  • 🇵🇾 Paraguay

    Method or rail
    SIPAP high-value
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Above PYG 5,000,000
  • 🇵🇪 Peru

    Method or rail
    Bank transfer (CCE)
    Direction
    Payout
    Availability
    Real-time, 24/7
    Limits
    Up to PEN 30,000
  • 🇵🇪 Peru

    Method or rail
    Wallets (CCE, direct)
    Direction
    Payout
    Availability
    Real-time
    Limits
    PEN 1 – 3,000 (Yape) · PEN 1 – 500 (other wallets)

For developers

Query methods and banks from the API

Use the resources endpoints to list the payment methods enabled for your account and the bank catalog per country, then create pay-ins and payouts with the matching code.

  • GET /api/resources/payment-methods — methods available to your account
  • GET /api/resources/banks — bank catalog per country
  • POST /api/payin/ and POST /api/payout/ with paymentMethod.code
# Illustrative — query parameters simplified; see docs.localpayment.com for the exact contract
curl -G https://api.stage.localpayment.com/api/resources/payment-methods \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  --data-urlencode "country=MEX"

Frequently asked questions

What do the codes mean?

Each method has a paymentMethod.code in the API — for example 1314 for Pix pay-ins or 0130 for SPEI payouts. You send it with the ISO-3 country code and the currency when you create a pay-in or payout.

What does “asynchronous, confirmed by webhook” mean?

After you create the pay-in, the payer completes the payment in their bank or wallet app. You receive the final status — for example status.code 200, completed — by HMAC-signed webhook.

What does “via bank transfer” mean for wallets?

The payout travels as a bank transfer to the account behind the wallet (for example a CVU in Argentina) and is credited to the wallet. Direct wallet payouts — Yape, SINPE Móvil and CCE wallets — are listed with their own code.

Why are cards not listed for Brazil?

Cards are not part of our Brazil offering. In Brazil we cover collections with Pix and Pix-key virtual accounts.

What if the method I need is not listed?

Talk to sales. This directory lists only what is documented in our API docs today; our team can confirm availability for your use case.

Need a method you don’t see?

Tell us your markets and payment flows and we will confirm what we can support.

How can we help?

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