Guides
Go deeper on Latin American payments
Country guides, integration checklists and compliance references, gathered from our coverage pages and developer docs to help you plan a launch, build the integration and get through due diligence.
- Country guides
- Collections & billing
- Integration
- Treasury & operations
- Compliance & security
Country guidesOverview
USD
1,284,560.00
+4.2%
BRL
3,420,118.40
+12.8%
MXN
8,905,332.10
+6.1%
- Pay-in · Pixorder_8F2K-1043+ R$ 1,250.00
- Payout · SPEIseller_0921− MX$ 18,400.00
- FX · BRL → USDfx_3b7q250,000.00 USD
- Pay-in · Bre-Border_9A1C-2210+ COP 890,000
Library
Browse the library
Filter by topic. Each guide opens the page with the current details.
- BrazilCountry guidesCoverage
Brazil: Pix, virtual accounts and payouts
Pix with QR and Copia e Cola, virtual accounts identified by Pix keys, Pix payouts 24/7 and TED, and CPF and CNPJ requirements.
- MexicoCountry guidesCoverage
Mexico: SPEI, CLABE, cards and tax payments
CLABE virtual accounts over SPEI, USD accounts over SPID, Visa and Mastercard cards with 3DS and installments, real-time SPEI payouts and SAT tax payments.
- ColombiaCountry guidesCoverage
Colombia: PSE, Bre-B and cards
PSE and Bre-B payments, virtual accounts with Bre-B keys, cards with 3DS, installments and subscriptions, and real-time payouts over TransfiYa and Bre-B.
- ArgentinaCountry guidesCoverage
Argentina: CVU, QR, Debin and cards
CVU virtual accounts, including payment intents with an exact amount, QR and Debin, cards with Naranja and Cabal, and real-time COELSA payouts, 24/7.
- ChileCountry guidesCoverage
Chile: TEF and ETPAY
Real-time TEF virtual accounts, ETPAY account-to-account payments and TEF payouts, with a high-value flow for larger amounts.
- PeruCountry guidesCoverage
Peru: CCI, QR and CCE payouts
CCI virtual accounts in PEN and USD, QR payments, and real-time CCE payouts to bank accounts and wallets, with LBTR for higher amounts.
- Central AmericaCountry guidesCoverage
Central America and the Caribbean
SINPE and SINPE Móvil in Costa Rica, QR and wallet payments in Guatemala, and bank payouts in the Dominican Republic, El Salvador, Honduras and Panama.
- SubscriptionsCollections & billingProduct guide
Recurring payments and subscriptions
Plans, scheduled and on-demand card charges in Colombia, Mexico and Peru, configurable retries and a webhook for every charge.
- QuickstartIntegrationDeveloper guide
Quickstart: your first test payment
Get an access token with POST /api/token/, create a pay-in in stage and receive its webhook: the shortest path to a working integration.
- TestingIntegrationDeveloper guide
Testing in the sandbox
Test cards for approvals, declines and 3DS, the virtual-account payment simulator, payout scenarios and a Postman collection.
- AI toolsIntegrationDeveloper guide
Building with AI coding assistants
A public, read-only MCP server, an llms.txt index and a Markdown version of every docs page for your AI coding tools.
- PayoutsTreasury & operationsProduct guide
Payout operations
Batch payouts, double-signature approvals, beneficiary validation, low-balance alerts and proof of payment.
- ReconciliationTreasury & operationsProduct guide
Reporting and reconciliation
Balance, activity and transaction reports with XLS export, plus APIs for balances, activity and balance reconciliation.
- LicensesCompliance & securityTrust & compliance
Licenses and regulators by country
The license, registration or supervision behind our presence in each of the 18 countries where we operate.
- SecurityCompliance & securityTrust & compliance
Security overview for vendor due diligence
Encryption, access controls, key management and webhook signing, summarized for your security questionnaire.
- ComplianceCompliance & securityTrust & compliance
Compliance program overview
How onboarding due diligence, AML controls and ongoing monitoring work when you partner with Localpayment.
The path to production
From first conversation to go-live
What happens between a first call and your first live payment.
Commercial and compliance review
Agree on markets and use cases, then complete due diligence and business verification (KYB). Have your corporate, ownership and AML documents ready.
Stage credentials and access
Stage credentials are issued at the start of the partnership. Register your servers’ IP addresses in the Business Portal: API calls must come from allow-listed, server-side environments.
Build and test
Authenticate with short-lived tokens, send your own externalId on every transaction, verify webhook signatures and run every flow in stage, including failures.
Go live, then expand
Production access follows completed stage testing, a security review and business verification. New markets are added by configuration, with no reintegration.
Country guides
Country quick reference
Main rails, methods and document types in the 14 countries with documented local rails. Limits, speeds and cut-offs are on each country page.
Argentina
- Coverage
- Pay-ins and payouts
- Main rails and methods
- CVU · QR · Debin · COELSA
- Document types
- DNI · CUIL · CUIT · CDI
Bolivia
- Coverage
- Pay-ins and payouts
- Main rails and methods
- QR · SCP · Yape · Tigo Money
- Document types
- CI · CE · NIT
Brazil
- Coverage
- Pay-ins and payouts
- Main rails and methods
- Pix · TED
- Document types
- CPF · CNPJ
Chile
- Coverage
- Pay-ins and payouts
- Main rails and methods
- TEF · ETPAY
- Document types
- RUT
Colombia
- Coverage
- Pay-ins and payouts
- Main rails and methods
- PSE · Bre-B · TransfiYa · ACH
- Document types
- NIT · CC · CE · TI · PASS
Costa Rica
- Coverage
- Pay-ins and payouts
- Main rails and methods
- SINPE · SINPE Móvil
- Document types
- CI · CEJ · DIMEX · RUT
Dominican Republic
- Coverage
- Payouts only
- Main rails and methods
- ACH · LBTR
- Document types
- RNC · CE · PASS
El Salvador
- Coverage
- Payouts only
- Main rails and methods
- ACH
- Document types
- DUI · NIT
Guatemala
- Coverage
- Pay-ins and payouts
- Main rails and methods
- QR Fri · Wallet Fri · IFT · ACH
- Document types
- NIT · CUI
Honduras
- Coverage
- Payouts only
- Main rails and methods
- ACH Pronto
- Document types
- RTN
Mexico
- Coverage
- Pay-ins and payouts
- Main rails and methods
- SPEI · CLABE · TEF · SPID
- Document types
- RFC · CURP
Panama
- Coverage
- Payouts only
- Main rails and methods
- ACH
- Document types
- RUC · CE · PASS
Paraguay
- Coverage
- Payouts only
- Main rails and methods
- SIPAP
- Document types
- RUC · CI
Peru
- Coverage
- Pay-ins and payouts
- Main rails and methods
- CCI · QR · CCE · LBTR
- Document types
- DNI · CE · RUC · PASS
FX windows for all 13 currencies are on the FX & treasury page. Regulatory presence without documented rails (talk to sales): Canada, Ecuador, Nicaragua, Uruguay.
Reference
Always-current reference material
API documentation
Guides, API reference and a Postman collection.
API documentation —Payments glossary
Definitions of the rails, methods and terms used across the region.
Payments glossary —FAQ
Common questions about coverage, onboarding and operations.
FAQ —Payment methods directory
Every documented method by country, with type and speed.
Payment methods directory —System status
Live status of APIs and local rails, with incident history.
System status —Trust Center
Security documentation and compliance resources.
Trust Center —
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