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Peru · Pay-ins & payouts

CCI accounts, QR and instant payouts in Peru

Collect with CCI virtual accounts in soles and US dollars, QR and cards, and pay out in real time over CCE to bank accounts and wallets.

Contact salesPeru API docs
  • CCE · real-time rail
  • Currencies: PEN · USD
  • Registered
Virtual accounts
CCI
Pay-ins
QR
Real-time · Up to PEN 30,000
CCE
Registered with
SUNARP

Market snapshot

Peru in figures

Public, dated figures from official sources. Every number links to its source.

Market overview

Soles, in real time up to PEN 30,000

In Peru, Localpayment collects in soles (PEN) and US dollars through CCI virtual accounts and QR payments, and pays out over CCE in real time to bank accounts and wallets, with LBTR for higher amounts. Localpayment is a PSP registered with the National Superintendency of Public Registries (SUNARP).

  • CCI virtual accounts up to PEN 30,000 or USD 10,000
  • QR pay-ins from PEN 1 to 500
  • CCE payouts in real time, 24/7, up to PEN 30,000
  • Visa and Mastercard cards in PEN and USD, with 3D Secure, installments and subscriptions
Compare all payment methods

Checkout experience

How customers pay in Peru

Pick a payment method to watch the checkout, step by step. Screens and amounts are illustrative.

Virtual account (CCI, PEN)

  1. 1Comercio EjemploCheckout shows the account details to pay PEN 900.
  2. 2Banco EjemploThe payer transfers PEN 900 to the account shown.
  3. 3Payment confirmedYour system receives the signed webhook and releases the order.

Pay-ins

Pay-in methods in Peru

Every documented method, with its API code, limits and how each payment is confirmed.

  • Virtual account (CCI, PEN)

    Type
    Virtual account
    Code
    6100
    Limits
    PEN 1 – 30,000
    Confirmation
    Asynchronous, confirmed by webhook
    Notes
    —

  • Virtual account (CCI, USD)

    Type
    Virtual account
    Code
    6102
    Limits
    USD 1 – 10,000
    Confirmation
    Asynchronous, confirmed by webhook
    Notes
    —

  • Credit cards

    Type
    Card
    Code
    Visa 6000 · Mastercard 6001 · Visa USD 6004 · Mastercard USD 6005
    Limits
    PEN 1 – 30,000
    Confirmation
    Real-time authorization
    Notes
    —

  • Debit cards

    Type
    Card
    Code
    Visa 6010 · Mastercard 6011 · Visa USD 6012 · Mastercard USD 6013
    Limits
    PEN 1 – 30,000
    Confirmation
    Real-time authorization
    Notes
    —

  • Card subscriptions

    Type
    Subscription
    Code
    —
    Limits
    —
    Confirmation
    Real-time authorization
    Notes
    Scheduled (plan-based) and on-demand charges, with retries

  • QR payments

    Type
    QR
    Code
    6080
    Limits
    PEN 1 – 500
    Confirmation
    Asynchronous, confirmed by webhook
    Notes
    The payer approves the payment in their bank or wallet app

Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.

Payouts

Payout rails in Peru

Every documented rail, with speed, cut-off and limits.

  • Bank transfer (CCE)

    Type
    Bank transfer
    Code
    0170
    Speed / cut-off
    Real-time, 24/7
    Limits
    Up to PEN 30,000
    Notes
    —

  • Bank transfer (LBTR)

    Type
    Bank transfer
    Code
    0170
    Speed / cut-off
    Same day, cut-off 18:00 local time
    Limits
    Above PEN 30,000
    Notes
    —

  • Wallets (CCE, direct)

    Type
    Wallet
    Code
    0171
    Speed / cut-off
    Real-time
    Limits
    PEN 1 – 3,000 (Yape) · PEN 1 – 500 (other wallets)
    Notes
    Yape: up to PEN 3,000; other wallets: up to PEN 500

Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.

License & regulation

Peru: registered presence

PSP — National Superintendency of Public Registries (SUNARP). Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).

  • Status: Registered
  • Production credentials after Stage testing, a security review and KYB
  • Accepted documents: DNI, CE, RUC, PASS
  • TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks
See all licenses

For developers

Send your first payout in Peru

Get an access token with POST /api/token/, then call POST /api/payout/ with the rail code and the ISO-3 country code. Test it in Stage first: no real money moves.

  • Country PER · currency PEN
  • Rail: Bank transfer (CCE) · code 0170
  • Final status by HMAC-signed webhook
Peru guide in the docs
# Illustrative request with simplified fields — see the Peru page at docs.localpayment.com
# ACCESS_TOKEN comes from POST /api/token/ and is valid for 5 minutes
curl -X POST https://api.stage.localpayment.com/api/payout/ \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "externalId": "payout-pe-000184",
    "country": "PER",
    "currency": "PEN",
    "amount": 900,
    "paymentMethod": {
      "type": "BankTransfer",
      "code": "0170",
      "flow": "DIRECT"
    },
    "accountNumber": "<your-account-number>",
    "conceptCode": "0001",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "name": "Camila",
      "lastname": "Flores",
      "document": { "type": "DNI", "id": "00000000" },
      "bank": {
        "account": { "number": "<beneficiary-account-number>" }
      }
    }
  }'

Nearby markets

Keep expanding across the region

Same API, same Business Portal: a new market is a configuration, not a new integration.

Frequently asked questions

Which methods are available in Peru?

Pay-ins: Virtual account (CCI, PEN), Virtual account (CCI, USD), Credit cards, Debit cards, Card subscriptions and QR payments. Payouts: Bank transfer (CCE), Bank transfer (LBTR) and Wallets (CCE, direct). The tables above show codes, limits and speeds.

Can I collect in USD in Peru?

Yes, with USD CCI virtual accounts, up to USD 10,000 per payment.

Can I accept cards in Peru?

Yes. Visa and Mastercard credit and debit cards, in PEN or USD (each currency has its own code), with 3D Secure, installments, tokenization and subscriptions.

How fast are payouts in Peru?

CCE bank transfers are real-time, 24/7, up to PEN 30,000; larger amounts go over LBTR the same day. Wallet payouts over CCE are real-time.

How do I go live in Peru?

Talk to sales about your flows. After the agreement and a compliance review (due diligence or enhanced due diligence), you receive Stage (sandbox) credentials to integrate without moving real money. Production credentials follow Stage testing, a security review and business verification (KYB), so you can go live in weeks.

Related products

Launch in Peru

Get Stage (sandbox) credentials when the partnership starts and go live in weeks. Adding countries later is a configuration, not a reintegration.

Contact salesGo to our docs

How can we help?

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