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Honduras · Payouts

Bank payouts in Honduras over ACH Pronto

Pay out in lempiras (HNL) to Honduran bank accounts over ACH Pronto, next business day, with approvals and webhooks built in.

Contact salesHonduras API docs
  • ACH Pronto
  • Currency: HNL
  • Registered
Payout rail
ACH Pronto
Payouts
HNL
Next business day
T+1
Registered with
CCIT

Market snapshot

Honduras in figures

Public, dated figures from official sources. Every number links to its source.

Market overview

Lempira payouts over ACH Pronto

In Honduras, Localpayment disburses in lempiras (HNL) to local bank accounts over ACH Pronto. Pay-ins are not part of our documented coverage today. Localpayment is registered for pay-in and pay-out with the Chamber of Commerce and Industry of Tegucigalpa.

  • ACH Pronto payouts, T+1
  • Accepted beneficiary document: RTN
  • Batch payouts from the Business Portal
  • Proof of payment for every completed payout
Compare all payment methods

Checkout experience

How a payout reaches the beneficiary in Honduras

Pick a payment method to watch the checkout, step by step. Screens and amounts are illustrative.

Payout · Bank transfer (ACH Pronto)

  1. 1Comercio EjemploYour platform sends a HNL 6,000 payout through Bank transfer (ACH Pronto).
  2. 2Banco EjemploThe beneficiary sees the HNL 6,000 credit in their bank account.
  3. 3Payout completedYour system receives the signed webhook and updates the order.

Payouts

Payout rails in Honduras

Every documented rail, with speed, cut-off and limits.

  • Bank transfer (ACH Pronto)

    Type
    Bank transfer
    Code
    0120
    Speed / cut-off
    T+1 (next business day), cut-off 12:00 local time
    Limits
    Up to ≈ USD 10,000
    Notes
    —

Codes are the paymentMethod.code values in the API. Limits as documented at docs.localpayment.com; final availability depends on your agreement.

Operations

Fund, approve and track every payout

The controls around your payouts in Honduras, from funding to proof of payment.

  • Fund your balance

    Top up with a bank wire or with USDC or USDT on Ethereum and Tron (Wire In). Stablecoin deposits are credited about 2–10 minutes after confirmation.

  • Approvals and double signature

    Require a second approver in the Business Portal before a payout is released.

  • Track every payout

    Follow each payout from received to completed with HMAC-signed webhooks, and reconcile it with reports and proof of payment in the API or the Business Portal.

License & regulation

Honduras: registered presence

Pay-in and Pay-out — Chamber of Commerce and Industry of Tegucigalpa. Before go-live, every merchant completes a compliance review (due diligence or enhanced due diligence) and business verification (KYB).

  • Status: Registered
  • Production credentials after Stage testing, a security review and KYB
  • Accepted documents: RTN
  • TLS 1.2+, AES-256 encryption at rest, MFA and HMAC-signed webhooks
See all licenses

For developers

Send your first payout in Honduras

Get an access token with POST /api/token/, then call POST /api/payout/ with the rail code and the ISO-3 country code. Test it in Stage first: no real money moves.

  • Country HND · currency HNL
  • Rail: Bank transfer (ACH Pronto) · code 0120
  • Final status by HMAC-signed webhook
Honduras guide in the docs
# Illustrative request with simplified fields — see the Honduras page at docs.localpayment.com
# ACCESS_TOKEN comes from POST /api/token/ and is valid for 5 minutes
curl -X POST https://api.stage.localpayment.com/api/payout/ \
  -H "Authorization: Bearer $ACCESS_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "externalId": "payout-hn-000184",
    "country": "HND",
    "currency": "HNL",
    "amount": 6000,
    "paymentMethod": {
      "type": "BankTransfer",
      "code": "0120",
      "flow": "DIRECT"
    },
    "accountNumber": "<your-account-number>",
    "conceptCode": "0001",
    "beneficiary": {
      "type": "INDIVIDUAL",
      "name": "Luis",
      "lastname": "Castillo",
      "document": { "type": "RTN", "id": "00000000000000" },
      "bank": {
        "account": { "number": "<beneficiary-account-number>" }
      }
    }
  }'

Nearby markets

Keep expanding across the region

Same API, same Business Portal: a new market is a configuration, not a new integration.

Frequently asked questions

Which methods are available in Honduras?

Payouts: Bank transfer (ACH Pronto). Pay-ins are not part of our documented coverage here today. The table above shows codes, limits and speeds.

How fast are payouts in Honduras?

T+1 over ACH Pronto.

Can I collect payments in Honduras?

We offer payouts today. Talk to sales about collections.

Which document does the API accept for beneficiaries?

RTN.

How do I go live in Honduras?

Talk to sales about your flows. After the agreement and a compliance review (due diligence or enhanced due diligence), you receive Stage (sandbox) credentials to integrate without moving real money. Production credentials follow Stage testing, a security review and business verification (KYB), so you can go live in weeks.

Related products

Launch in Honduras

Get Stage (sandbox) credentials when the partnership starts and go live in weeks. Adding countries later is a configuration, not a reintegration.

Contact salesGo to our docs

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