Products
Every market moves money differently. Your infrastructure should know how.
Accept local payments, send funds to recipients and manage currency and balances through connected infrastructure built for the way each market works.
- Local rails in 14 countries
- New markets by configuration
- 24/7 customer support
Local rails in 14 countries- Pay-in countries
- 9
- Payout countries
- 14
- Virtual account markets
- 7
- Hard currencies, including USDC and USDT
- 9
How it works
How money moves
- 01
Collect locally
Offer the eligible payment methods for each market.
- 02
Move funds
Convert balances or pay recipients through supported rails.
- 03
Stay informed
Monitor transaction states, account activity and reconciliation data.
Accept payments
Pay-ins
Cards, virtual accounts and local methods on one pay-ins platform.
Cards
Visa and Mastercard in Argentina, Colombia, Mexico and Peru, plus American Express, Naranja and Cabal in Argentina and American Express and Diners Club in Colombia.
Cards —Virtual accountsFlagship
A unique CVU, CLABE, Pix key, CCI, IBAN or Bre-B key per customer, reconciled automatically.
Virtual accounts —Local payment methods
Pix, PSE, Bre-B, Debin, ETPAY and QR codes, approved in the payer’s own app.
Local payment methods —
Send money
Payouts
Get money to the people and businesses you need to pay.
Payouts
Pay suppliers, sellers and workers over local bank and wallet rails, with approvals and double signature.
Payouts —Bill pay
Pay SAT federal tax references in Mexico on your beneficiaries’ behalf, through the Payout API.
Bill pay —Merchant of RecordNew
Sell in Latin America without local entities: we act as the local seller, handle invoicing and taxes, and settle to you abroad.
Merchant of Record —
Manage money
Treasury & FX
See what you hold. Decide how to move it.
FX & treasury
Convert local to hard currencies on payment or in bulk, with rates locked by a quote token.
FX & treasury —Global treasury account
Hold balances by currency and move funds between your accounts across countries.
Global treasury account —Stablecoin rails
Fund your account and withdraw in USDC or USDT on Ethereum and Tron.
Stablecoin rails —
Platform
Turn transactions into a usable financial record
Smart routing & cascading
Route transactions across our local connections, with cascading to an alternative where configured with our team.
Smart routing & cascading —Reporting & reconciliation
Business Portal reports plus balance, activity and reconciliation APIs.
Reporting & reconciliation —Business Portal
Operate pay-ins, payouts, treasury, approvals, users and webhooks in one web portal.
Business Portal —Localpayment for SMBsEarly access
A self-serve business account with digital onboarding and local collection accounts.
Localpayment for SMBs —
Security & compliance
Built for regulated money movement
Frequently asked questions
Are all solutions available in every country?
No. Supported payment methods, payout destinations, currencies and treasury features vary by market and configuration.
Do I need a separate integration for each product?
No. Pay-ins, payouts, virtual accounts and treasury share one API, one authentication method and one webhook format.
Which countries do you cover?
We hold licensed, registered or supervised presence in 18 countries and operate local rails in 14 of them. The coverage page lists methods country by country.
How long does it take to go live?
Stage credentials are issued at the start of the partnership, and integrations go live in weeks. New markets are added by configuration, without reintegration.
Is there an offering for small and mid-size businesses?
Yes. Localpayment for SMBs is a self-serve business account, currently in early access. You can request access today.
Where can I read the API documentation?
At docs.localpayment.com: guides, the API reference, a Postman collection and AI developer tools.
Tell us where you collect, where you pay, and how you manage funds today.
We’ll help map the Localpayment solutions and local methods that fit your operation.