Localpayment for SMBs · Early access
The business account built for Latin America
Verify your company in one guided flow, get local accounts by currency and follow balances and activity in a single dashboard. Request access to join the first group of businesses.
- Guided digital KYB with autosave
- Local accounts by currency
- In English, Spanish, Portuguese and Chinese
Guided digital KYB with autosaveEarly access, explained
What early access means for you
We open in waves
We onboard businesses in waves so our team can support every business closely. Request access and our team will contact you about next steps.
A limited set of markets to start
Tell us where your company is incorporated when you apply, and we will confirm whether we can onboard you today.
No roadmap promises
This page describes only features already built into the SMB account. Early-access businesses help decide what comes next.
How it works
From sign-up to your first local account
- 01
Create your account
Sign up with your business email, legal name and country, and confirm your email with a 6-digit code.
- 02
Verify your business
Complete the guided KYB in four stages. Progress saves automatically, so you can stop and pick up where you left off.
- 03
Compliance review
Our compliance team reviews your application. If anything is missing, you get a request inside the app, with no need to start over.
- 04
Start collecting
Once you are approved, your local accounts are set up automatically and your dashboard unlocks.
Guided KYB
Verify your business in four stages
About 15–20 minutes, saved automatically as you go. You can stop at any step and resume later.
CompanyStage 1
Legal name, country of incorporation and tax ID. The tax ID field adapts to your country’s format, such as CUIT in Argentina, CNPJ in Brazil or RFC in Mexico, and validates as you type.
DocumentsStage 2
Upload your certificate of incorporation, shareholders register and directors roster as PDFs, several at once. Automated checks flag an unreadable file, a company name that does not match or an empty or oversized upload, with a clear reason so you can fix it on the spot.
PeopleStage 3
We detect directors, shareholders, beneficial owners and legal representatives from your documents. You confirm, edit, add or remove each person and their ownership percentage, then upload their ID and proof of address.
BusinessStage 4
Answer a few questions about your activity, website and industry, complete the politically exposed person (PEP) and truthfulness declarations, review a read-only summary and submit. A status timeline then shows where your application stands.
Compliance review
If we need something, you will see it in the app
When our compliance team needs more information, the request reaches you inside your application, with the exact items and a deadline.
The usual back-and-forth
- Email chainsRequests arrive by email, spread across threads and people.
- Vague requestsYou are asked for “more documents” without knowing which ones or by when.
- Starting overOne missing item can send the whole application back to the beginning.
Requests inside the app
- One placeEach request appears in your application, next to what you already submitted.
- Exact items and a deadlineYou see what is needed, item by item, with the deadline shown up front.
- Answer in the flowReply and upload right there, without restarting your application.
Your dashboard
Balances, accounts and activity in one place
Accounts by currency
See every active account with its current balance, grouped by currency.
Local collection accounts
Receive local transfers into your own account numbers, copy the details in one click and check each account’s status.
More accounts on demand
Request extra accounts in the same currency, for example one per sales channel, each with your own descriptor.
Activity and CSV export
Filter recent movements by status, type or country, search by ID and export to CSV in one click.
A ledger per account
See each account’s incoming and pending movements over the last 7, 30 or 90 days, and search them by reference.
Your language, your time zone
Use the dashboard in English, Spanish, Portuguese or Simplified Chinese, in light or dark mode, with dates in your time zone.
Before you start
Have these ready
You can save and come back at any point, but having these at hand makes the flow faster.
Company registration
Your certificate of incorporation, plus the shareholders register and directors roster.
Beneficial owner details
Who owns and controls the company, with ownership percentages.
ID for each owner
A government ID and proof of address for each beneficial owner and representative.
Bank account details
The details of your company’s bank account.
Which one fits
Localpayment for SMBs or the enterprise platform?
How you use it
- Localpayment for SMBs
- Self-serve dashboard
- Enterprise platform
- API integration plus the Business Portal
Onboarding
- Localpayment for SMBs
- Guided digital KYB inside the app
- Enterprise platform
- Commercial agreement, compliance review and integration with our team
What you get
- Localpayment for SMBs
- Local collection accounts by currency, balances and activity
- Enterprise platform
- Pay-ins, virtual accounts, payouts, FX and treasury, stablecoin rails
Availability
- Localpayment for SMBs
- Early access, in a limited set of markets
- Enterprise platform
- Licensed, registered or supervised presence in 18 countries
Best for
- Localpayment for SMBs
- Small and mid-size businesses that collect locally
- Enterprise platform
- Platforms and enterprises operating across markets
Frequently asked questions
Who can apply for early access?
Small and mid-size businesses that can complete our digital verification. During early access we onboard a limited set of markets, so tell us where your company is incorporated when you apply.
How much does it cost?
We share pricing directly with each business during early access, before onboarding. You can read how Localpayment pricing works in general on our pricing page.
How long does verification take?
Filling in the application takes about 15–20 minutes and saves automatically. Review time depends on your documents, and you can follow the status in the app.
What if a document fails the automatic checks?
You see the reason right away, for example an unreadable PDF or a company name that does not match, and you can upload a corrected file on the spot.
Can I send payouts or convert currency?
No. In early access, the SMB account covers verification, local collection accounts, balances and activity. If you need payouts or FX now, our enterprise platform offers them; talk to our team.
How is my information protected?
Our compliance team reviews your application before it is approved. Our security page explains how Localpayment protects data, and our team can answer specific questions during onboarding.
Do I need a developer?
No. Localpayment for SMBs is a self-serve dashboard. If you would rather integrate through an API, the enterprise platform is built for that.
Join the early-access program
Tell us about your business and where it is incorporated. Our team will get back to you about next steps.