Solutions
Every market moves money differently. Your infrastructure should know how.
The same local rails — pay-ins, virtual accounts, payouts, FX and treasury — configured around your business model, backed by a licensed, registered or supervised presence in 18 countries across the Americas.
- 18 countries
- Local rails in 14 countries
- 24/7 support
18 countries- Payout countries
- 14
- Pay-in countries
- 9
- Countries with a licensed, registered or supervised presence
- 18
- The same integration for collections, payouts and FX
- One API
By industry
Solutions shaped around your business model
Pick your industry to see the flows, rails and products that fit it.
Digital goods, streaming & gaming
Sell subscriptions, in-game items and digital content with Pix, PSE, QR and local cards, and settle in USD.
Digital goods, streaming & gaming —E-commerce & marketplaces
Convert more buyers with local methods and installments, and pay every seller on local rails.
E-commerce & marketplaces —Mobility & on-demand
Collect from riders and pay drivers and couriers on real-time rails, 24/7.
Mobility & on-demand —Fintech & wallets
Personal account numbers for top-ups, cash-outs to banks and wallets, and multi-currency treasury.
Fintech & wallets —Remittances
Last-mile payouts to bank accounts in 14 countries and wallets in 9, pre-funded in fiat or stablecoins.
Remittances —SaaS & subscriptions
Card subscriptions in Colombia, Mexico and Peru, invoices paid by virtual account and reconciliation finance can trust.
SaaS & subscriptions —Travel & hospitality
High-ticket bookings with installments and 3D Secure in Colombia, Mexico and Peru, agency collections and supplier payouts.
Travel & hospitality —Advertising platforms
Collect advertiser spend locally and pair payments with Aleph Group media.
Advertising platforms —
By need
Or start from the problem you need to solve
Some challenges cut across industries. These solutions are built around the job to be done — including a business account for smaller companies.
Payment platforms & PSPs
Offer Latin American local rails to your own merchants: virtual accounts at scale, payouts, FX, and stablecoin funding and withdrawals.
Payment platforms & PSPs —Merchant of Record
Sell digital products in Latin America without local entities. Localpayment acts as the local seller of record in selected markets.
Merchant of Record —B2B & high-value payments
Collect large invoices by virtual account, convert in bulk and release funds with double-signature approvals.
B2B & high-value payments —Payroll & global workforce
Pay employees, contractors and freelancers to banks and wallets, with batch files, approvals and proof of payment.
Payroll & global workforce —Small & mid-size businessesEarly access
Localpayment for SMBs is a business account for smaller companies, with guided online onboarding. Request access to join.
Small & mid-size businesses —
One platform, three flows
Whatever you sell, money moves in three ways
Every solution combines the same building blocks, so adding a flow or a country never means a new integration.
Collect the way your customers prefer to pay
Offer cards, account-to-account transfers, QR payments and virtual accounts through one pay-in API, with the methods that work in each country.
- Cards in Argentina, Colombia, Mexico and Peru, with 3D Secure and installments in Colombia, Mexico and Peru
- Pix, PSE, Bre-B, Debin, ETPAY and QR payments
- Virtual accounts: CVU, CLABE, Pix key, CCI and more
Escaneie o QR · expira em 29:59
Send money to banks in 14 countries and wallets in 9
Pay sellers, drivers, contractors or end users over local clearing rails, one by one via API or in batches from the Business Portal.
- Real-time rails that confirm in seconds, 24/7: Pix, SPEI, COELSA, TEF, CCE, Bre-B and SINPE Móvil
- Batch payouts with double-signature approvals
- Alias verification, bank-account validation and proof of payment
Seller payouts
Batch #2026-09-30-A
- BrazilPix · 486 payoutsR$ 412,380.00Paid
- MexicoSPEI · 302 payoutsMX$ 3,105,200.00Paid
- ArgentinaCBU / CVU · 214 payoutsARS 98,450,000Processing
- ColombiaACH · Bre-B · 128 payoutsCOP 1,240,500,000Processing
- ChileTEF · 74 payoutsCLP 186,320,000Queued
- PeruCCI · 44 payoutsS/ 312,400.00Queued
Convert balances and keep every movement in view
Hold multi-currency balances, convert local currency to hard currencies within local market hours with a locked rate, and reconcile every transaction with signed webhooks, reports and APIs.
- Rate lock with a quote token
- Hard currencies: USD, EUR, GBP, CAD, AUD, NZD, CHF, USDC and USDT
- HMAC-signed webhooks for every status change
- Balance, activity and reconciliation APIs
Total balance
USD 4,971,203.18
- USDUS Dollar1,284,560.00+4.2%
- BRLBrazilian Real3,420,118.40+12.8%
- MXNMexican Peso8,905,332.10+6.1%
- COPColombian Peso912,450,000+3.4%
- ARSArgentine Peso248,901,220.55+9.7%
Aleph Group
Localpayment is part of Aleph Group, bringing local payments expertise into a wider digital growth ecosystem.
Frequently asked questions
Which countries do you cover?
Localpayment has a licensed, registered or supervised presence in 18 countries across the Americas, with local payment rails in 14 of them. The methods available depend on each country — see the coverage pages for details.
My industry isn’t listed. Can you still help?
Very likely. Every solution combines the same building blocks — pay-ins, virtual accounts, payouts, FX and treasury. Tell us about your flows and we will map them to the right rails and countries.
Do I need a separate integration for each solution or country?
No. One API covers collections, payouts and FX in every market where they are available. New countries and methods are enabled by configuration, without reintegrating.
How long does it take to go live?
You receive Stage (sandbox) credentials at the start of the partnership, and teams typically go live in weeks, after testing, a security review and business verification (KYB).
Do you work with small businesses?
Yes. Localpayment for SMBs, our business account for small and mid-size companies, is in early access. You can request access from the SMB page.
Tell us about your business
We will map your flows to the right rails, countries and products — and get you testing in Stage from the start of the partnership.