Updated 31 October 2026
How do companies handle card declines in Mexico and Colombia?
Offer local cards with 3D Secure in Mexico and Colombia, and give buyers SPEI, PSE or Bre-B on the same API when a card is not the right rail. The same API serves video games (not gambling), e‑commerce, marketplaces, remittances and freelancer platforms.
At a glance
Mexico
- What applies
- Local cards with 3D Secure, plus SPEI
Colombia
- What applies
- Local cards with 3D Secure, plus PSE and Bre-B
Last verified 31 October 2026 against docs.localpayment.com and the coverage data on this site.